What is the most common complaint against DCS Financial, Inc.?

The most common issue consumers report about DCS Financial, Inc. is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 8 complaints filed with the CFPB.

Are complaints against DCS Financial, Inc. increasing or decreasing?

Complaints against DCS Financial, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is DCS Financial, Inc.'s reputation grade?

DCS Financial, Inc. has a reputation grade of A (score: 76.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does DCS Financial, Inc. respond to consumer complaints?

DCS Financial, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does DCS Financial, Inc. operate?

DCS Financial, Inc. has received CFPB complaints from consumers in 3 states, with the most complaints from Washington (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

DCS Financial, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade A.

Compiled by PlainCollector

False statements or representation

3
Improper contact or sharing of info

2
Attempts to collect debt not owed

1
Cont'd attempts collect debt not owed

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record dcs-financial-inc DCS Financial, Inc.

Grade A · 8 CFPB filings · 100% timely · lead issue: False statements or representation · vol #2694 · compose #776

VOL 8
GRADE A
12MO 0
STATES 3
TIMELY 100%
DISPUTE 0%
ISSUE False statements or repres…
RANK #2,694
COMPOSE #776

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

DCS Financial, Inc.'s 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

62.5% of DCS Financial, Inc.'s CFPB filings land in Washington

High volume does not equal a clean composite: DCS Financial, Inc. is volume #2,694 but composite #776, while Washington dominates the geography. Corpus placement method.

Dominant state: Washington 62.5%; 5 of 8 filings · 3 states touched
Spike month: 2024-11 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,694 volume; #776 composite; Cleanest-composite ladder is 1,918 places better than volume

How does DCS Financial, Inc. compare to its peers?

How does DCS Financial, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

DCS Financial, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

63%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-11 2025-01

Issue Detail Breakdown

Issue	Complaints
False statements or representation	3
Improper contact or sharing of info	2
Attempts to collect debt not owed	1
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1

Where do complaints against DCS Financial, Inc. come from?

DCS Financial, Inc.'s own per-state count, not a national baseline.

Washington

5
Oregon

2
Kentucky

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for DCS Financial, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to DCS Financial, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.