State complaint profile

Debt collection complaints in Mississippi

11,959 CFPB complaints filed against 890 debt collectors active in Mississippi.

Complaints
11,959
Collectors
890
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mississippi at a glance

Mississippi consumers have filed 11,959 CFPB debt-collection complaints against 890 collectors.

11,959
CFPB complaints filed
890
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Mississippi

Mississippi filings are dispersed: the top three collectors hold only 0.3% of 11,959 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Mississippi residents in this extract is Encore Capital Group Inc. (0.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

Carter-Young, Inc.

F
12 total complaints → stable

Credit Bureau Systems, Inc., Paducah, KY Branch

D
12 total complaints → stable

Firstsource Business Process Services, LLC

D
12 total complaints → stable

Medical Financial Services, Inc.

C
12 total complaints ↓ falling

Onemain Financial Holdings, LLC.

D
12 total complaints ↓ falling

Shellpoint Partners, LLC

D
12 total complaints → stable

The CMI Group, Inc.

D
12 total complaints ↓ falling

Westcreek Financial

F
12 total complaints ↑ rising

ARC Management Group, LLC

D
11 total complaints ↓ falling

Army and Air Force Exchange Service

F
11 total complaints ↑ rising

Collection Bureau of Fort Walton Beach, Inc

D
11 total complaints ↓ falling

Concord Servicing Corporation

C
11 total complaints ↑ rising

Continental Finance Company, LLC

C
11 total complaints ↑ rising

Credit Collections U.S.A., L.L.C.

F
11 total complaints → stable

NRA Group, LLC

D
11 total complaints ↑ rising

Southwest Recovery Services, Inc.

D
11 total complaints → stable

The Bureaus, Inc.

D
11 total complaints → stable

The Receivable Management Services LLC

D
11 total complaints ↑ rising

Trident Asset Management, L.L.C.

F
11 total complaints ↓ falling

Upgrade, Inc.

F
11 total complaints ↑ rising

CLGF Holdco 1, LLC

F
10 total complaints ↑ rising

Continental Services Group, Inc. d/b/a ConServe

C
10 total complaints → stable

Diverse Funding Associates LLC

D
10 total complaints ↑ rising

EdFinancial Services

C
10 total complaints ↑ rising

F.H. Cann & Associates, Inc.

D
10 total complaints ↑ rising

General Motors Financial Company, Inc.

D
10 total complaints ↑ rising

Williams, Rush & Associates, LLC

F
10 total complaints ↑ rising

Avante

D
9 total complaints ↓ falling

Adela, Inc

B
9 total complaints ↑ rising

Alorica Inc.

D
9 total complaints ↓ falling

Atlanticus Services Corporation

D
9 total complaints ↑ rising

CNG Financial Corporation

D
9 total complaints → stable

Fiserv Finxact Core

F
9 total complaints → stable

Ford Motor Credit Co.

D
9 total complaints → stable

Midwest Recovery Systems

F
9 total complaints ↓ falling

SLM Corporation

C
9 total complaints → stable

Sezzle Inc.

F
9 total complaints ↑ rising

SinglePoint GI

F
9 total complaints ↑ rising

Specialized Management Services, Inc.

C
9 total complaints ↓ falling

Starmark Financial LLC

F
9 total complaints ↑ rising

U.s. Bancorp

D
9 total complaints ↓ falling

United Services Automobile Association

D
9 total complaints → stable

United Resource Systems, Inc

F
9 total complaints ↓ falling

United Revenue Corporation

F
9 total complaints → stable

Velocity Portfolio Group

D
9 total complaints → stable

Americas Car-Mart, Inc.

B
8 total complaints ↑ rising

Check Into Cash Inc.

C
8 total complaints ↓ falling

Capital Accounts, LLC

F
8 total complaints ↓ falling

Complete Credit Solutions, Inc.

D
8 total complaints → stable

Consumer Portfolio Services, Inc.

D
8 total complaints ↑ rising

If a collector is contacting you in Mississippi

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Mississippi resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Mississippi

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Mississippi Resident

Three parallel channels apply in Mississippi: the CFPB complaint form (powers this dataset), the Mississippi attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.