State complaint profile

Debt collection complaints in Mississippi

11,959 CFPB complaints filed against 890 debt collectors active in Mississippi.

Complaints
11,959
Collectors
890
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mississippi at a glance

Mississippi consumers have filed 11,959 CFPB debt-collection complaints against 890 collectors.

11,959
CFPB complaints filed
890
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Mississippi

Mississippi filings are dispersed: the top three collectors hold only 0.5% of 11,959 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Mississippi residents in this extract is Encore Capital Group Inc. (0.5% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

Diversified Adjustment Service, Inc.

D
19 total complaints → stable

Source Receivables Management LLC

D
19 total complaints ↑ rising

Zions Debt Holdings

F
19 total complaints ↑ rising

CCF Intermediate Holdings LLC

F
18 total complaints ↑ rising

Professional Recovery Management

F
18 total complaints ↑ rising

RentDebt Automated Collections, LLC

D
18 total complaints ↑ rising

S & S Recovery, Inc.

D
18 total complaints ↑ rising

TD Bank US Holding Company

D
18 total complaints ↑ rising

Trustmark Corporation

B
18 total complaints ↑ rising

Collections Inc

C
17 total complaints ↓ falling

Henley, Lotterhos & Henley, PLLC

B
17 total complaints ↓ falling

M.A.R.S., Inc.

D
17 total complaints → stable

Maximus Federal Services, Inc.

F
17 total complaints ↑ rising

United Collection Bureau, Inc.

D
17 total complaints → stable

Colony Brands, Inc.

F
16 total complaints → stable

Mariner Finance, LLC

D
16 total complaints ↑ rising

AES/Pheaa

D
15 total complaints ↓ falling

Ad Astra Recovery Services Inc

D
15 total complaints ↓ falling

AmeriCollect

D
15 total complaints ↓ falling

Barclays Bank Delaware

D
15 total complaints ↑ rising

Bounce AI, Inc.

F
15 total complaints ↑ rising

CMRE Financial Services, Inc.

D
15 total complaints ↓ falling

Commonwealth Financial Systems, Inc.

F
15 total complaints ↓ falling

Klarna AB

F
15 total complaints ↑ rising

MRS BPO, LLC

D
15 total complaints → stable

Phoenix Financial Services LLC

D
15 total complaints ↓ falling

Receivables Performance Management, LLC

D
15 total complaints ↓ falling

Absolute Resolutions Corp.

C
14 total complaints ↑ rising

CarMax, Inc.

C
14 total complaints ↑ rising

Iqor US Inc

D
14 total complaints ↓ falling

Monterey Financial Services LLC

D
14 total complaints ↑ rising

Simpson Law Firm, P.A.

B
14 total complaints ↓ falling

The Law Offices of Mitchell D. Bluhm & Associates

C
14 total complaints ↓ falling

Acima Credit, LLC

C
13 total complaints ↑ rising

Armstrong and Associates, Inc

D
13 total complaints → stable

Community Health Investment Company, LLC.

D
13 total complaints ↓ falling

Conn's, Inc.

D
13 total complaints ↓ falling

Enova International, Inc.

D
13 total complaints → stable

Goldman Sachs Bank USA

F
13 total complaints ↑ rising

Lockhart, Morris & Montgomery Inc.

D
13 total complaints ↑ rising

MiraMed Revenue Group LLC

C
13 total complaints ↓ falling

Nissan Motor Acceptance Company LLC

C
13 total complaints → stable

Nathan & Nathan, P.C.

C
13 total complaints ↓ falling

Paypal Holdings, Inc

D
13 total complaints ↓ falling

Rausch Sturm LLP

F
13 total complaints ↑ rising

Reliant Capital Solutions, LLC

D
13 total complaints ↑ rising

Revenue Assurance Professionals LLC

C
13 total complaints ↓ falling

Santander Consumer USA Holdings Inc.

D
13 total complaints ↓ falling

Upstart Holdings, Inc.

F
13 total complaints ↑ rising

Aargon Agency, Inc.

F
12 total complaints → stable

If a collector is contacting you in Mississippi

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Mississippi resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Mississippi

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Mississippi Resident

Three parallel channels apply in Mississippi: the CFPB complaint form (powers this dataset), the Mississippi attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.