State complaint profile

Debt collection complaints in Mississippi

11,959 CFPB complaints filed against 890 debt collectors active in Mississippi.

Complaints
11,959
Collectors
890
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mississippi at a glance

Mississippi consumers have filed 11,959 CFPB debt-collection complaints against 890 collectors.

11,959
CFPB complaints filed
890
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Mississippi

Mississippi filings are dispersed: the top three collectors hold only 0.2% of 11,959 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Mississippi residents in this extract is Encore Capital Group Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Couch Conville & Blitt LLC

D
8 total complaints ↓ falling

EOS Holdings, Inc.

D
8 total complaints ↓ falling

FMA Alliance, Ltd.

C
8 total complaints → stable

Frost-Arnett Company

D
8 total complaints ↓ falling

HSBC North America Holdings Inc.

D
8 total complaints ↓ falling

Hyundai Capital America

C
8 total complaints ↑ rising

MoneyLion Inc.

F
8 total complaints ↑ rising

Opportunity Financial, LLC

C
8 total complaints ↑ rising

Prince Parker & Associates

D
8 total complaints → stable

TekCollect Inc.

D
8 total complaints ↑ rising

Alliance Collection Service

B
7 total complaints ↓ falling

Client Services, Inc.

D
7 total complaints → stable

Consumer Adjustment Company Incorporated

D
7 total complaints → stable

Credit Bureau Central Inc (MS)

C
7 total complaints ↓ falling

Expert Global Solutions, Inc.

D
7 total complaints ↓ falling

Financial Data Systems

F
7 total complaints ↓ falling

First Advantage LNS Inc.

F
7 total complaints ↓ falling

HCFS Healthcare Financial Services of TeamHealth

F
7 total complaints ↓ falling

Hovg, LLC

F
7 total complaints ↓ falling

Hollis Cobb Associates

D
7 total complaints → stable

IPAC'S Inc.

F
7 total complaints ↑ rising

Law Office of Brett M. Borland, P.C.

F
7 total complaints ↑ rising

MSCB, Inc.

D
7 total complaints → stable

Nationwide Capital Services, LLC

F
7 total complaints ↑ rising

Nelson Cruz & Associates LLC

F
7 total complaints ↑ rising

Northstar Location Services, LLC

D
7 total complaints ↓ falling

ORG GC GP Buyer, LLC

D
7 total complaints ↓ falling

Oliphant United, Inc.

F
7 total complaints ↑ rising

Pentagon Federal Credit Union

D
7 total complaints ↑ rising

Perfection Collection

D
7 total complaints ↓ falling

Receivable Recovery Services, LLC

D
7 total complaints ↓ falling

Regional Management Corporation

D
7 total complaints ↑ rising

Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch

D
7 total complaints ↓ falling

Stellar Recovery, Inc.

D
7 total complaints ↓ falling

Summit A*R, Inc.

D
7 total complaints ↑ rising

Sunbit, Inc.

F
7 total complaints ↑ rising

Torriere Holdings INC

C
7 total complaints ↑ rising

Waypoint Resource Group, LLC

F
7 total complaints ↑ rising

American Honda Finance Corp

D
6 total complaints → stable

American Credit Acceptance, LLC

D
6 total complaints ↑ rising

Avant Holding Company, Inc.

F
6 total complaints ↑ rising

Chime Financial Inc

D
6 total complaints ↑ rising

Collection Bureau of America Ltd.

F
6 total complaints ↓ falling

Couch Lambert LLC

D
6 total complaints → stable

Direct Recovery Services, LLC

F
6 total complaints ↓ falling

Ditech Financial LLC

D
6 total complaints ↓ falling

Ecmc Group, Inc.

D
6 total complaints ↓ falling

Family Choice Financial, Inc.

B
6 total complaints ↑ rising

Financial Business and Consumer Solutions.

D
6 total complaints ↓ falling

Financial Credit Service, Inc.

D
6 total complaints ↓ falling

If a collector is contacting you in Mississippi

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Mississippi resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Mississippi

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Mississippi Resident

Three parallel channels apply in Mississippi: the CFPB complaint form (powers this dataset), the Mississippi attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.