State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 19

Sorted by most complaints

Budget Control Services, Inc.

D
1 total complaints ↓ falling

BYL Collection Services

D
1 total complaints ↓ falling

Benjamin Chaise & Associates

C
1 total complaints ↓ falling

Benuck & Rainey, Inc.

F
1 total complaints ↓ falling

Berman & Rabin, P.A.

D
1 total complaints → stable

Biehl & Biehl, Inc

D
1 total complaints ↓ falling

Biltmore Asset Management LLC

B
1 total complaints ↓ falling

Bison Recovery Group, Inc.

B
1 total complaints ↓ falling

Blackrock Mitigation Group LLC

F
1 total complaints ↓ falling

Brown Law, PLLC

B
1 total complaints ↓ falling

Brown’s New Credit Bureau Inc.

C
1 total complaints ↓ falling

Burke Costanza & Carberry LLP

C
1 total complaints ↑ rising

Business & Professional Collection Service Inc

C
1 total complaints ↓ falling

Business Financing Corporation

C
1 total complaints ↑ rising

Business Processing Solutions, LLC

F
1 total complaints ↑ rising

Business Revenue Systems, Inc.

B
1 total complaints ↓ falling

Butte County Credit Bureau

C
1 total complaints ↓ falling

Carrington Mortgage Services, LLC

C
1 total complaints ↓ falling

Cash America International, Inc.

C
1 total complaints ↓ falling

CB1, Inc.

D
1 total complaints ↓ falling

CBK, Inc.

C
1 total complaints ↓ falling

CCB Credit Serivces, Inc

C
1 total complaints ↓ falling

CHS, Inc.

D
1 total complaints ↓ falling

CIS Direct Lending

C
1 total complaints ↓ falling

CIT Bank, National Association

C
1 total complaints ↓ falling

CMG Financial Services, Inc.

B
1 total complaints → stable

Collections Unlimited of Texas Inc

D
1 total complaints ↓ falling

Columbia Banking System, Inc.

C
1 total complaints → stable

Commercial Services Group, Inc.

D
1 total complaints → stable

Credigy USA Corp.

C
1 total complaints ↓ falling

Cactus Jacks Auto Sales

C
1 total complaints ↑ rising

Caneel Capital, LLC

D
1 total complaints ↓ falling

Capital Asset Recovery INC DBA Jacobson and Wright

D
1 total complaints ↓ falling

Capital Link Management, LLC

F
1 total complaints ↓ falling

CarPutty Inc.

A
1 total complaints ↓ falling

Cass & Associates

C
1 total complaints ↓ falling

Central Business Funding

D
1 total complaints ↓ falling

Centron Services

C
1 total complaints ↓ falling

Certified Recovery Inc

B
1 total complaints ↓ falling

Chainlink Services LLC

D
1 total complaints ↑ rising

Chaplain Financial Services LLC

F
1 total complaints ↓ falling

Clearview Resolution Services

D
1 total complaints ↑ rising

Co-Operative Adjustment Bureau, Inc.

B
1 total complaints ↓ falling

Coastal Financial Solutions, LLC

D
1 total complaints ↓ falling

Cohen, Roberts & Associates, LLC

B
1 total complaints ↑ rising

Collection Professionals, Inc. (Macomb, IL)

C
1 total complaints ↑ rising

Collection at Law, Inc. A.P.C.

C
1 total complaints → stable

College Ave Student Loan Servicing, LLC

C
1 total complaints → stable

Collins Asset Group, LLC

F
1 total complaints ↓ falling

Columbia Collection Service, Inc.

F
1 total complaints ↓ falling

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.