What is the most common complaint against Benuck & Rainey, Inc.?

The most common issue consumers report about Benuck & Rainey, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 90 complaints filed with the CFPB.

Are complaints against Benuck & Rainey, Inc. increasing or decreasing?

Complaints against Benuck & Rainey, Inc. are falling. The company received 14 complaints in the last 12 months, showing improvement over prior periods.

What is Benuck & Rainey, Inc.'s reputation grade?

Benuck & Rainey, Inc. has a reputation grade of F (score: 44.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Benuck & Rainey, Inc. respond to consumer complaints?

Benuck & Rainey, Inc. has a 84% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does Benuck & Rainey, Inc. operate?

Benuck & Rainey, Inc. has received CFPB complaints from consumers in 28 states, with the most complaints from New Hampshire (15 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Benuck & Rainey, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

29
Communication tactics

16
Written notification about debt

15
False statements or representation

8
Cont'd attempts collect debt not owed

7
Took or threatened to take negative or legal action

5

Data updated September 2026

CFPB complaint disposition

CCDB record benuck-rainey-inc Benuck & Rainey, Inc.

Grade F · 90 CFPB filings · 84% timely · lead issue: Attempts to collect debt not owed · vol #860 · compose #4765

VOL 90
GRADE F
12MO 14
STATES 28
TIMELY 84%
DISPUTE 50%
ISSUE Attempts to collect debt n…
RANK #860
COMPOSE #4,765

Volume peers

Nearest volume peer: Centron Services (90 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Benuck & Rainey, Inc.'s 90 CFPB complaints sit next to Centron Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

New Hampshire is the plurality state for Benuck & Rainey, Inc. (16.7%)

Volume rank #860 and composite rank #4,765 diverge by 3,905 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: New Hampshire 16.7%; Mid-band (15–30%) · 28 states with ≥1 filing
Seasonal peak: 2025-11 9.6%; 8–15% band · 11 filings
Divergent corpus ranks: #860 volume; #4,765 composite; Cleanest-composite ladder is 3,905 places worse than volume

How does Benuck & Rainey, Inc. compare to its peers?

How does Benuck & Rainey, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Benuck & Rainey, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

84%

100%

91%

Consumer-dispute ratelower is better

50%

24%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	29
Communication tactics	16
Written notification about debt	15
False statements or representation	8
Cont'd attempts collect debt not owed	7
Took or threatened to take negative or legal action	5
Disclosure verification of debt	5
Threatened to contact someone or share information improperly	4
Improper contact or sharing of info	1

Where do complaints against Benuck & Rainey, Inc. come from?

Benuck & Rainey, Inc.'s own per-state count, not a national baseline.

New Hampshire

15
Massachusetts

11
California

7
Texas

7
Florida

5
Maine

4
Virginia

4
Colorado

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Benuck & Rainey, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 90.

4 peers

Know your rights before responding to Benuck & Rainey, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.