What is the most common complaint against Collections Unlimited of Texas Inc?

The most common issue consumers report about Collections Unlimited of Texas Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 39 complaints filed with the CFPB.

Are complaints against Collections Unlimited of Texas Inc increasing or decreasing?

Complaints against Collections Unlimited of Texas Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Collections Unlimited of Texas Inc's reputation grade?

Collections Unlimited of Texas Inc has a reputation grade of D (score: 54.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Collections Unlimited of Texas Inc respond to consumer complaints?

Collections Unlimited of Texas Inc has a 67% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Collections Unlimited of Texas Inc operate?

Collections Unlimited of Texas Inc has received CFPB complaints from consumers in 8 states, with the most complaints from Texas (29 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Collections Unlimited of Texas Inc - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

18
Written notification about debt

6
False statements or representation

4
Cont'd attempts collect debt not owed

4
Disclosure verification of debt

4
Communication tactics

3

Data updated September 2026

CFPB complaint disposition

CCDB record collections-unlimited-of-texas-inc Collections Unlimited of Texas Inc

Grade D · 39 CFPB filings · 67% timely · lead issue: Attempts to collect debt not owed · vol #1355 · compose #3439

VOL 39
GRADE D
12MO 0
STATES 8
TIMELY 67%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,355
COMPOSE #3,439

Volume peers

Nearest volume peer: Accurate Financial Partners (39 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Collections Unlimited of Texas Inc's 39 CFPB complaints sit next to Accurate Financial Partners on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

74.4% of Collections Unlimited of Texas Inc's CFPB filings land in Texas

High volume does not equal a clean composite: Collections Unlimited of Texas Inc is volume #1,355 but composite #3,439, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 74.4%; 29 of 39 filings · 8 states touched
Spike month: 2015-08 18.8%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,355 volume; #3,439 composite; Cleanest-composite ladder is 2,084 places worse than volume

How does Collections Unlimited of Texas Inc compare to its peers?

How does COLLECTIONS UNLIMITED OF TEXAS INC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

COLLECTIONS UNLIMITED … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

67%

95%

91%

Consumer-dispute ratelower is better

10%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-04 2020-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	18
Written notification about debt	6
False statements or representation	4
Cont'd attempts collect debt not owed	4
Disclosure verification of debt	4
Communication tactics	3

Where do complaints against Collections Unlimited of Texas Inc come from?

Collections Unlimited of Texas Inc's own per-state count, not a national baseline.

Texas

29
California

2
Illinois

2
Massachusetts

2
Florida

1
Michigan

1
Mississippi

1
New York

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Collections Unlimited of Texas Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 39.

4 peers

Know your rights before responding to Collections Unlimited of Texas Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.