What is the most common complaint against CBK, Inc.?

The most common issue consumers report about CBK, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 17 complaints filed with the CFPB.

Are complaints against CBK, Inc. increasing or decreasing?

Complaints against CBK, Inc. are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is CBK, Inc.'s reputation grade?

CBK, Inc. has a reputation grade of C (score: 58.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does CBK, Inc. respond to consumer complaints?

CBK, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does CBK, Inc. operate?

CBK, Inc. has received CFPB complaints from consumers in 4 states, with the most complaints from Kansas (14 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CBK, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

6
Took or threatened to take negative or legal action

4
False statements or representation

3
Written notification about debt

2
Communication tactics

2

Data updated September 2026

CFPB complaint disposition

CCDB record cbk-inc CBK, Inc.

Grade C · 17 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2017 · compose #2619

VOL 17
GRADE C
12MO 1
STATES 4
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #2,017
COMPOSE #2,619

Volume peers

Nearest volume peer: A/R Concepts, Inc. (17 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

CBK, Inc.'s 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

82.4% of CBK, Inc.'s CFPB filings land in Kansas

High volume does not equal a clean composite: CBK, Inc. is volume #2,017 but composite #2,619, while Kansas dominates the geography. Corpus placement method.

Dominant state: Kansas 82.4%; 14 of 17 filings · 4 states touched
Seasonal peak: 2021-09 13.6%; 8–15% band · 3 filings
Divergent corpus ranks: #2,017 volume; #2,619 composite; Cleanest-composite ladder is 602 places worse than volume

How does CBK, Inc. compare to its peers?

How does CBK, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CBK, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

94%

91%

Consumer-dispute ratelower is better

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-11 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	6
Took or threatened to take negative or legal action	4
False statements or representation	3
Written notification about debt	2
Communication tactics	2

Where do complaints against CBK, Inc. come from?

CBK, Inc.'s own per-state count, not a national baseline.

Kansas

14
Colorado

1
Georgia

1
Michigan

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for CBK, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 17.

4 peers

Know your rights before responding to CBK, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.