What is the most common complaint against Collection at Law, Inc. A.P.C.?

The most common issue consumers report about Collection at Law, Inc. A.P.C. is "Attempts to collect debt not owed", specifically "Sued you without properly notifying you of lawsuit". This is based on 30 complaints filed with the CFPB.

Are complaints against Collection at Law, Inc. A.P.C. increasing or decreasing?

Complaints against Collection at Law, Inc. A.P.C. have been stable. The company received 8 complaints in the last 12 months.

What is Collection at Law, Inc. A.P.C.'s reputation grade?

Collection at Law, Inc. A.P.C. has a reputation grade of C (score: 60.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Collection at Law, Inc. A.P.C. respond to consumer complaints?

Collection at Law, Inc. A.P.C. has a 92% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Collection at Law, Inc. A.P.C. operate?

Collection at Law, Inc. A.P.C. has received CFPB complaints from consumers in 4 states, with the most complaints from California (26 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Collection at Law, Inc. A.P.C. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

9
Took or threatened to take negative or legal action

9
Written notification about debt

2
False statements or representation

2
Communication tactics

2
Cont'd attempts collect debt not owed

2

Data updated September 2026

CFPB complaint disposition

CCDB record collection-at-law-inc-apc Collection at Law, Inc. A.P.C.

Grade C · 30 CFPB filings · 92% timely · lead issue: Attempts to collect debt not owed · vol #1532 · compose #2314

VOL 30
GRADE C
12MO 8
STATES 4
TIMELY 92%
DISPUTE 20%
ISSUE Attempts to collect debt n…
RANK #1,532
COMPOSE #2,314

Volume peers

Nearest volume peer: Atlantic Collection Agency, Inc. (30 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Collection at Law, Inc. A.P.C.'s 30 CFPB complaints sit next to Atlantic Collection Agency, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

86.7% of Collection at Law, Inc. A.P.C.'s CFPB filings land in California

High volume does not equal a clean composite: Collection at Law, Inc. A.P.C. is volume #1,532 but composite #2,314, while California dominates the geography. Corpus placement method.

Dominant state: California 86.7%; 26 of 30 filings · 4 states touched
Spike month: 2017-08 15.4%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,532 volume; #2,314 composite; Cleanest-composite ladder is 782 places worse than volume

How does Collection at Law, Inc. A.P.C. compare to its peers?

How does Collection at Law, Inc. A.P.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Collection at Law, Inc… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

92%

97%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-09 2025-10

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	9
Took or threatened to take negative or legal action	9
Written notification about debt	2
False statements or representation	2
Communication tactics	2
Cont'd attempts collect debt not owed	2
Disclosure verification of debt	2
Threatened to contact someone or share information improperly	1
Taking/threatening an illegal action	1

Where do complaints against Collection at Law, Inc. A.P.C. come from?

Collection at Law, Inc. A.P.C.'s own per-state count, not a national baseline.

California

26
Georgia

1
Massachusetts

1
Michigan

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Collection at Law, Inc. A.P.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 30.

4 peers

Know your rights before responding to Collection at Law, Inc. A.P.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.