State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 20

Sorted by most complaints

Commercial Industries Services Company, Inc.

D
1 total complaints → stable

Community Health Investment Company, LLC.

D
1 total complaints ↓ falling

Complete Professional Recovery LLC

B
1 total complaints ↓ falling

Computer Credit, Inc.

C
1 total complaints ↓ falling

Consolidated Information Services Solutions, LLC

B
1 total complaints ↓ falling

Consumer Credit Counseling Service of San Francisco

A
1 total complaints ↓ falling

Consumer Receivables Management LLC

C
1 total complaints → stable

Consumer Solutions Group

C
1 total complaints ↓ falling

Continental Central Credit, Inc.

C
1 total complaints ↓ falling

Controlled Credit Corporation

B
1 total complaints ↓ falling

Credit Associates of Maui, LTD

F
1 total complaints ↓ falling

Credit Bureau Services, LLC

B
1 total complaints ↓ falling

Credit Bureau Systems, Inc., Paducah, KY Branch

D
1 total complaints → stable

Credit Bureau of Bainbridge, Inc.

1 total complaints ↑ rising

Credit International Corporation

C
1 total complaints → stable

Credit Karma, LLC

B
1 total complaints ↑ rising

Credit Management Control, Inc.

D
1 total complaints ↓ falling

Credit Recovery Systems LLC

1 total complaints ↑ rising

Credit Solutions, LLC (KY)

C
1 total complaints ↓ falling

CreditNinja Lending, LLC

D
1 total complaints ↑ rising

Credova Holdings Inc

C
1 total complaints → stable

Crossman Portfolio Management

A
1 total complaints ↓ falling

Cuzco Capital Investment Management, LLC

C
1 total complaints ↓ falling

DCN Holdings Inc.

F
1 total complaints ↓ falling

DFC Global Corp.

D
1 total complaints ↓ falling

DLG LLC

F
1 total complaints ↑ rising

DMB Financial, LLC

F
1 total complaints ↓ falling

DTA Group LLC

D
1 total complaints ↓ falling

Dynamic Recovery Services, Inc.

F
1 total complaints ↓ falling

Data Search NY, Inc.

F
1 total complaints ↓ falling

Data-Central, LLC

F
1 total complaints ↓ falling

Debt Collectors International, Inc.

D
1 total complaints ↑ rising

Debtsy Holdings, Inc.

C
1 total complaints ↓ falling

Delphi Group Inc.

1 total complaints ↑ rising

Denali Capital Holdings, LLC

D
1 total complaints ↑ rising

Diamond Funding Corporation

F
1 total complaints ↓ falling

Diaz & Associates, Inc.

C
1 total complaints ↓ falling

Diversified Recovery Services Inc.

F
1 total complaints ↓ falling

Dynamic Dedicated Financial Partnerships

C
1 total complaints ↓ falling

EMCC Holdings, LLC

C
1 total complaints ↓ falling

Ezcorp, Inc.

D
1 total complaints ↓ falling

Eastpoint Recovery Group, Inc

D
1 total complaints ↓ falling

Eisenburg,Whitman and Associates

F
1 total complaints ↓ falling

Elderlife Financial Services, LLC

A
1 total complaints ↓ falling

Element Global Services

C
1 total complaints ↓ falling

Elite Financial Services, Inc.

D
1 total complaints ↓ falling

Emergent Business Group, Inc.

D
1 total complaints ↓ falling

Enerson Law, LLC.

C
1 total complaints ↓ falling

Equidata, Inc.

C
1 total complaints ↓ falling

Equinox Financial Management Solutions, Inc.

B
1 total complaints ↓ falling

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.