State complaint profile

Debt collection complaints in Washington

14,503 CFPB complaints filed against 1,146 debt collectors active in Washington.

Complaints
14,503
Collectors
1,146
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Washington at a glance

Washington consumers have filed 14,503 CFPB debt-collection complaints against 1,146 collectors.

14,503
CFPB complaints filed
1,146
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Washington

Washington filings are dispersed: the top three collectors hold only 0.1% of 14,503 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Washington residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

P&B Capital Group, LLC

F
4 total complaints → stable

Pentagon Federal Credit Union

D
4 total complaints ↑ rising

Perfection Collection

D
4 total complaints ↓ falling

Premier Portfolio Group

F
4 total complaints ↓ falling

Prince Parker & Associates

D
4 total complaints → stable

QC Holdings Inc

C
4 total complaints → stable

Rushmore Loan Management Services LLC

D
4 total complaints ↓ falling

Recovery One, LLC

D
4 total complaints ↓ falling

Reliant Financial Corporation

D
4 total complaints → stable

Sentry Recovery and Collections, Inc.

D
4 total complaints ↑ rising

Southern Oregon Credit Service, Inc.

C
4 total complaints ↓ falling

Sunbit, Inc.

F
4 total complaints ↑ rising

Synovus Bank

C
4 total complaints ↓ falling

Toyota Motor Credit Corporation

D
4 total complaints ↑ rising

Terrill Outsourcing Group

C
4 total complaints ↓ falling

The Regional Adjustment Bureau, Incorporated

C
4 total complaints ↓ falling

Vision Financial Corp.

D
4 total complaints ↓ falling

Global Credit Union

C
4 total complaints ↑ rising

American Honda Finance Corp

D
3 total complaints → stable

Asta Funding Inc.

D
3 total complaints ↓ falling

Accelerated Servicing Group LLC

F
3 total complaints ↓ falling

Access Receivables of NC Inc.

C
3 total complaints ↓ falling

Allied Collection Services, Inc. (Nevada)

D
3 total complaints ↓ falling

AmerAssist A/R Solutions, Inc.

F
3 total complaints ↓ falling

American Recovery Service Incorporated

D
3 total complaints ↓ falling

Applied Data Finance, LLC

D
3 total complaints ↑ rising

Associated Credit Services, Inc.

D
3 total complaints → stable

Auto Credit of Virginia Inc.

B
3 total complaints ↑ rising

Autovest, L.L.C.

D
3 total complaints → stable

Banco Popular DE Puerto Rico

B
3 total complaints → stable

Benuck & Rainey, Inc.

F
3 total complaints ↓ falling

Berman & Rabin, P.A.

D
3 total complaints → stable

Big Picture Loans, LLC

C
3 total complaints ↓ falling

Business Processing Solutions, LLC

F
3 total complaints ↑ rising

CNG Holdings Inc

C
3 total complaints ↓ falling

Columbia Banking System, Inc.

C
3 total complaints → stable

Corelogic Inc

C
3 total complaints → stable

Credigy USA Corp.

C
3 total complaints ↓ falling

Cascade Creditors Service, llc

D
3 total complaints ↓ falling

Central Research Inc

D
3 total complaints ↑ rising

Centron Services

C
3 total complaints ↓ falling

Climb Credit Inc.

D
3 total complaints ↑ rising

Collections Acquisition Company, Inc.

F
3 total complaints ↓ falling

Colony Brands, Inc.

F
3 total complaints → stable

Commercial Recovery Systems

F
3 total complaints ↓ falling

D&A Services, LLC

D
3 total complaints ↓ falling

Douglas, Knight & Associates, Inc.

B
3 total complaints ↓ falling

DRB-40, LLC

C
3 total complaints ↑ rising

Debt Collectors International, Inc.

D
3 total complaints ↑ rising

Delbert Services

D
3 total complaints ↓ falling

If a collector is contacting you in Washington

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Washington resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Washington

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Washington Resident

Three parallel channels apply in Washington: the CFPB complaint form (powers this dataset), the Washington attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.