What is the most common complaint against Vision Financial Corp.?

The most common issue consumers report about Vision Financial Corp. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 64 complaints filed with the CFPB.

Are complaints against Vision Financial Corp. increasing or decreasing?

Complaints against Vision Financial Corp. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Vision Financial Corp.'s reputation grade?

Vision Financial Corp. has a reputation grade of D (score: 52.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Vision Financial Corp. respond to consumer complaints?

Vision Financial Corp. has a 70% timely response rate to CFPB complaints. Consumers disputed the company's response in 6% of cases.

In how many states does Vision Financial Corp. operate?

Vision Financial Corp. has received CFPB complaints from consumers in 28 states, with the most complaints from Texas (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Vision Financial Corp. - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade D.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

27
Disclosure verification of debt

14
Communication tactics

11
Improper contact or sharing of info

7
False statements or representation

4
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record vision-financial-corp Vision Financial Corp.

Grade D · 64 CFPB filings · 70% timely · lead issue: Cont'd attempts collect debt not owed · vol #1051 · compose #3882

VOL 64
GRADE D
12MO 0
STATES 28
TIMELY 70%
DISPUTE 6%
ISSUE Cont'd attempts collect de…
RANK #1,051
COMPOSE #3,882

Volume peers

Nearest volume peer: Dynamic Recovery Services, Inc. (64 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Vision Financial Corp.'s 64 CFPB complaints sit next to Dynamic Recovery Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Vision Financial Corp. spreads filings across 28 states - Texas leads at only 12.5%

Despite a broad state map, Vision Financial Corp. still sits volume #1,051 against composite #3,882 - the two RankMaps diverge by 2,831 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 12.5% across 28 states
Seasonal peak: 2025-12 11.2%; 8–15% band · 10 filings
Divergent corpus ranks: #1,051 volume; #3,882 composite; Cleanest-composite ladder is 2,831 places worse than volume

How does Vision Financial Corp. compare to its peers?

How does Vision Financial Corp. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Vision Financial Corp. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

70%

97%

91%

Consumer-dispute ratelower is better

29%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-03

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	27
Disclosure verification of debt	14
Communication tactics	11
Improper contact or sharing of info	7
False statements or representation	4
Taking/threatening an illegal action	1

Where do complaints against Vision Financial Corp. come from?

Vision Financial Corp.'s own per-state count, not a national baseline.

Texas

8
California

6
Colorado

4
Illinois

4
Michigan

4
Washington

4
Minnesota

3
New Jersey

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Vision Financial Corp.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 64.

4 peers

Know your rights before responding to Vision Financial Corp.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.