This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 64 complaints

Vision Financial Corp. - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade D.

Complaints by issue type

What consumers report about Vision Financial Corp.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record vision-financial-corp Vision Financial Corp.

Grade D · 64 CFPB filings · 70% timely · lead issue: Cont'd attempts collect debt not owed

  • VOL 64
  • GRADE D
  • 12MO 0
  • STATES 28
  • TIMELY 70%
  • DISPUTE 6%
  • ISSUE Cont'd attempts collect de…
  • RANK #1,051
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Dynamic Recovery Services, Inc. (64 complaints)

Dynamic Recovery Services, Inc.Dynamic Recovery Services, I…64Global Asset Management Group, Inc.Global Asset Management Grou…64RAB, Inc.RAB, Inc.64Rickart Collection Systems, Inc.Rickart Collection Systems, …64Vision Financial Corp. (this)Vision Financial Corp. (this)64
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Vision Financial Corp.'s 64 CFPB complaints sit next to Dynamic Recovery Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 64 complaints break down

Every complaint issue type on record for Vision Financial Corp., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
52.0/100
Vision Financial Corp.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
64
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response B
70%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
6%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Vision Financial Corp. spreads filings across 28 states - Texas leads at only 12.5%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
Texas still leads at 12.5% across 28 states
Seasonal peak
2025-12 11.2%
8–15% band · 10 filings
Corpus ranks
#1,051 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Vision Financial Corp. compare to its peers?

How does Vision Financial Corp. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Vision Financial Corp. National average
Complaints (last 12 mo)lower is better
0
19
268
Timely-response ratehigher is better
70%
97%
91%
Consumer-dispute ratelower is better
6%
29%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Vision Financial Corp. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%20%40%60%80%100%120% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Vision Financial Corp. vs. 9 similar-volume peers, by response speed and dispute rate Vision Financial Corp.Southern Financial Systems, Inc.Works & Lentz of Tulsa, Inc.Rickart Collection Systems, Inc.RAB, INC.Global Asset Management Group, Inc.DYNAMIC RECOVERY SERVICES, INC.AmeriCash Holding LLCAndrews & Cox, P.C.Certified Solutions, Inc
Source: CFPB Consumer Complaint Database

Vision Financial Corp.'s complaint volume in context

Vision Financial Corp. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

64 Top 19% higher than 81% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). This entry sits in this band. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Vision Financial Corp. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2024-03 2026-03

Issue Detail Breakdown

Issue Complaints
Cont'd attempts collect debt not owed
27
Disclosure verification of debt
14
Communication tactics
11
Improper contact or sharing of info
7
False statements or representation
4
Taking/threatening an illegal action
1

Where do complaints against Vision Financial Corp. come from?

Vision Financial Corp.'s own per-state count, not a national baseline.

Top states by complaints against Vision Financial Corp.

Across 28 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Vision Financial Corp.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 64.

4 peers

Know your rights before responding to Vision Financial Corp.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.