What is the most common complaint against QC Holdings Inc?

The most common issue consumers report about QC Holdings Inc is "Communication tactics", specifically "Frequent or repeated calls". This is based on 80 complaints filed with the CFPB.

Are complaints against QC Holdings Inc increasing or decreasing?

Complaints against QC Holdings Inc have been stable. The company received 14 complaints in the last 12 months.

What is QC Holdings Inc's reputation grade?

QC Holdings Inc has a reputation grade of C (score: 60.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does QC Holdings Inc respond to consumer complaints?

QC Holdings Inc has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.

In how many states does QC Holdings Inc operate?

QC Holdings Inc has received CFPB complaints from consumers in 27 states, with the most complaints from Missouri (19 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

QC Holdings Inc - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

27
Attempts to collect debt not owed

10
Took or threatened to take negative or legal action

10
Cont'd attempts collect debt not owed

7
Taking/threatening an illegal action

6
Disclosure verification of debt

5

Data updated September 2026

CFPB complaint disposition

CCDB record qc-holdings-inc QC Holdings Inc

Grade C · 80 CFPB filings · 96% timely · lead issue: Communication tactics · vol #927 · compose #2309

VOL 80
GRADE C
12MO 14
STATES 27
TIMELY 96%
DISPUTE 8%
ISSUE Communication tactics
RANK #927
COMPOSE #2,309

Volume peers

Nearest volume peer: Law Offices Howard Lee Schiff, P.C. (80 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

QC Holdings Inc's 80 CFPB complaints sit next to Law Offices Howard Lee Schiff, P.C. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Missouri is the plurality state for QC Holdings Inc (23.8%)

Volume rank #927 and composite rank #2,309 diverge by 1,382 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Missouri 23.8%; Mid-band (15–30%) · 27 states with ≥1 filing
Seasonal peak: 2026-02 10.6%; 8–15% band · 7 filings
Divergent corpus ranks: #927 volume; #2,309 composite; Cleanest-composite ladder is 1,382 places worse than volume

How does QC Holdings Inc compare to its peers?

How does QC HOLDINGS INC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

QC HOLDINGS INC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-03 2026-02

Issue Detail Breakdown

Issue	Complaints
Communication tactics	27
Attempts to collect debt not owed	10
Took or threatened to take negative or legal action	10
Cont'd attempts collect debt not owed	7
Taking/threatening an illegal action	6
Disclosure verification of debt	5
Threatened to contact someone or share information improperly	5
False statements or representation	4
Improper contact or sharing of info	4
Written notification about debt	2

Where do complaints against QC Holdings Inc come from?

QC Holdings Inc's own per-state count, not a national baseline.

Missouri

19
Utah

6
Arizona

4
California

4
Kansas

4
Mississippi

4
Washington

4
Idaho

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for QC Holdings Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 80.

4 peers

Know your rights before responding to QC Holdings Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.