This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 80 complaints

QC Holdings Inc - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade C.

Complaints by issue type

What consumers report about QC Holdings Inc

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record qc-holdings-inc QC Holdings Inc

Grade C · 80 CFPB filings · 96% timely · lead issue: Communication tactics

  • VOL 80
  • GRADE C
  • 12MO 14
  • STATES 27
  • TIMELY 96%
  • DISPUTE 8%
  • ISSUE Communication tactics
  • RANK #927
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Law Offices Howard Lee Schiff, P.C. (80 complaints)

Law Offices Howard Lee Schiff, P.C.Law Offices Howard Lee Schif…80Mechanics BankMechanics Bank80Santander Bank, National AssociationSantander Bank, National Ass…80QC Holdings Inc (this)QC Holdings Inc (this)80Account Management ResourcesAccount Management Resources81
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

QC Holdings Inc's 80 CFPB complaints sit next to Law Offices Howard Lee Schiff, P.C. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 80 complaints break down

Every complaint issue type on record for QC Holdings Inc, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
60.4/100
QC Holdings Inc

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
80
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
96%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
8%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Missouri is the plurality state for QC Holdings Inc (23.8%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Missouri 23.8%
Mid-band (15–30%) · 27 states with ≥1 filing
Seasonal peak
2026-02 10.6%
8–15% band · 7 filings
Corpus ranks
#927 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does QC Holdings Inc compare to its peers?

How does QC HOLDINGS INC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
QC HOLDINGS INC National average
Complaints (last 12 mo)lower is better
14
34
268
Timely-response ratehigher is better
96%
100%
91%
Consumer-dispute ratelower is better
8%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy QC Holdings Inc a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 90%92%94%96%98%100% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) QC Holdings Inc vs. 8 similar-volume peers, by response speed and dispute rate QC Holdings IncSANTANDER BANK, NATIONAL ASSOCIATIONLaw Offices Howard Lee Schiff, P.C.American Credit Bureau, Inc.Gordon, Aylworth & Tami, P.C.CREDIT WORLD SERVICES, INC.Business Revenue Systems, Inc.Credit Consulting Services, Inc.Bepensa Capital, Inc.
Source: CFPB Consumer Complaint Database

QC Holdings Inc's complaint volume in context

QC Holdings Inc vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

80 Top 17% higher than 83% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). This entry sits in this band. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. QC Holdings Inc 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2023-03 2026-02

Issue Detail Breakdown

Issue Complaints
Communication tactics
27
Attempts to collect debt not owed
10
Took or threatened to take negative or legal action
10
Cont'd attempts collect debt not owed
7
Taking/threatening an illegal action
6
Disclosure verification of debt
5
Threatened to contact someone or share information improperly
5
False statements or representation
4
Improper contact or sharing of info
4
Written notification about debt
2

Where do complaints against QC Holdings Inc come from?

QC Holdings Inc's own per-state count, not a national baseline.

Top states by complaints against QC Holdings Inc

Across 27 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for QC Holdings Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 80.

4 peers

Know your rights before responding to QC Holdings Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.