State complaint profile

Debt collection complaints in Washington

14,503 CFPB complaints filed against 1,146 debt collectors active in Washington.

Complaints
14,503
Collectors
1,146
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Washington at a glance

Washington consumers have filed 14,503 CFPB debt-collection complaints against 1,146 collectors.

14,503
CFPB complaints filed
1,146
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Washington

Washington filings are dispersed: the top three collectors hold only 0% of 14,503 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Washington residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 23

Sorted by most complaints

Tri-State Adjustments, Inc.

C
1 total complaints ↓ falling

TriVerity, Inc.

D
1 total complaints → stable

Triton Recovery Group

D
1 total complaints ↑ rising

Trojan Professional Services, Inc.

C
1 total complaints ↓ falling

Trust Financial LLC

D
1 total complaints → stable

U.S. Collections West, Inc.

D
1 total complaints → stable

ULRS, Inc.

D
1 total complaints → stable

USI Solutions Inc.

C
1 total complaints ↓ falling

Ultimate Analysis Billing

A
1 total complaints ↓ falling

Union Adjustment Company, Inc.

C
1 total complaints ↓ falling

Unisa, Inc

D
1 total complaints ↑ rising

United Accounts, Inc.

F
1 total complaints ↑ rising

United Collection Service Inc (Closed)

F
1 total complaints ↓ falling

United Debt Holdings, LLC

D
1 total complaints ↓ falling

United PanAm Financial Corp.

C
1 total complaints ↑ rising

United Recovery Worldwide LLC

D
1 total complaints ↓ falling

Universal Account Servicing, LLC

F
1 total complaints → stable

Unlimited Progress Corp

C
1 total complaints ↓ falling

Uplift, Inc

D
1 total complaints ↓ falling

Vanderbilt Mortgage & Finance, Inc

B
1 total complaints → stable

Valley Collection Service, LLC

C
1 total complaints ↑ rising

Vericred Solutions LLC

F
1 total complaints ↓ falling

Wafd Bank

D
1 total complaints ↓ falling

Western Control Services, Inc.

C
1 total complaints ↓ falling

Western Union Company, the

B
1 total complaints ↓ falling

WSFS Financial Corporation

D
1 total complaints → stable

Wakpamni Lake Community Corporation

D
1 total complaints ↓ falling

Washington Trust Bank Financial Corporation

1 total complaints ↑ rising

Webster Account Solutions LLC

B
1 total complaints ↓ falling

Weinberg Mediation Group LLC

F
1 total complaints ↓ falling

Wertjes Atkission Law PS

F
1 total complaints ↓ falling

West Central Texas Collection Bureau

C
1 total complaints ↓ falling

Western Portfolio Assets

F
1 total complaints ↓ falling

Westhill Financial

F
1 total complaints ↓ falling

Westwood Legal

F
1 total complaints ↓ falling

Williams, Alexander & Associates, Inc

D
1 total complaints ↓ falling

Williams, Rush & Associates, LLC

F
1 total complaints ↑ rising

Winona Holdings, Inc.

F
1 total complaints ↓ falling

World Acceptance Corporation

D
1 total complaints ↑ rising

World Credit Recovery, LLC

A
1 total complaints ↓ falling

Worldwide Recovery LLC

F
1 total complaints ↓ falling

Zenco Collection, LLC

C
1 total complaints ↓ falling

Zo Financial, Inc.

C
1 total complaints ↓ falling

If a collector is contacting you in Washington

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Washington resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Washington

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Washington Resident

Three parallel channels apply in Washington: the CFPB complaint form (powers this dataset), the Washington attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.