State complaint profile

Debt collection complaints in Washington

14,503 CFPB complaints filed against 1,146 debt collectors active in Washington.

Complaints
14,503
Collectors
1,146
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Washington at a glance

Washington consumers have filed 14,503 CFPB debt-collection complaints against 1,146 collectors.

14,503
CFPB complaints filed
1,146
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Washington

Washington filings are dispersed: the top three collectors hold only 0.1% of 14,503 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Washington residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

Delta Management Associates, Inc.

D
3 total complaints ↓ falling

Essential Retrieval Group

F
3 total complaints ↓ falling

First National Bank of Omaha

D
3 total complaints → stable

Ford Motor Credit Co.

D
3 total complaints → stable

Freedom Financial Network

F
3 total complaints ↑ rising

Figure Technologies, Inc

C
3 total complaints ↑ rising

First Federal Credit Control, Inc.

D
3 total complaints ↓ falling

FlexShopper, Inc

D
3 total complaints → stable

Focus Holding Company

D
3 total complaints ↓ falling

Frost-Arnett Company

D
3 total complaints ↓ falling

Great Lakes

C
3 total complaints ↓ falling

Healthcare Finance Direct LLC.

F
3 total complaints ↑ rising

Hillcrest Davidson & Associates

D
3 total complaints ↓ falling

J.S Resolution Group, Inc.

D
3 total complaints ↓ falling

January Technologies, Inc

F
3 total complaints ↑ rising

Jon Barry and Associates, Inc.

C
3 total complaints ↓ falling

Kashia Services

D
3 total complaints ↓ falling

Kingston Data & Credit International Inc.

F
3 total complaints ↑ rising

Larry H. Miller Group of Companies

B
3 total complaints ↑ rising

Law Office of Brett M. Borland, P.C.

F
3 total complaints ↑ rising

LendingPoint Holdings LLC

F
3 total complaints ↑ rising

Liberty Holdings, LLC

F
3 total complaints ↓ falling

Lockhart, Morris & Montgomery Inc.

D
3 total complaints ↑ rising

Mediation Recovery Center

C
3 total complaints ↑ rising

Midwest Fidelity Services, LLC

C
3 total complaints ↑ rising

Millco Management

C
3 total complaints ↓ falling

National Debt Relief LLC

F
3 total complaints ↑ rising

National Recoveries, Inc.

C
3 total complaints ↓ falling

National Recovery Solutions, LLC

C
3 total complaints → stable

Oportun Financial Corporation

C
3 total complaints ↑ rising

Optum Bank, Inc.

C
3 total complaints ↓ falling

Omega RMS, LLC

D
3 total complaints ↑ rising

Oxford Law, LLC

C
3 total complaints ↓ falling

Precise Financial Group, LLC

C
3 total complaints ↓ falling

Professional Debt Mediation, Inc.

F
3 total complaints → stable

Quality Loan Service Corporation

D
3 total complaints ↓ falling

R.M. Galicia, Inc.

D
3 total complaints ↓ falling

RJM Acquisition LLC

C
3 total complaints ↓ falling

Rausch Sturm LLP

F
3 total complaints ↑ rising

Receivables Management Partners, LLC

D
3 total complaints ↓ falling

Recovery Partners, LLC

F
3 total complaints ↓ falling

Revenue Assistance Corporation dba Revenue Group

D
3 total complaints ↓ falling

Robinson, Reagan and Young PLLC

F
3 total complaints ↓ falling

Roquemore Holdings LLC

D
3 total complaints ↓ falling

SG and Associates

F
3 total complaints ↑ rising

Servatus Corporation

D
3 total complaints ↓ falling

Siggi LLC

D
3 total complaints ↓ falling

Simon's Agency, Inc.

F
3 total complaints ↓ falling

Southwest Recovery Services, Inc.

D
3 total complaints → stable

Synter Resource Group, LLC.

D
3 total complaints ↓ falling

If a collector is contacting you in Washington

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Washington resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Washington

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Washington Resident

Three parallel channels apply in Washington: the CFPB complaint form (powers this dataset), the Washington attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.