This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 143 complaints

Recovery One, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade D.

Complaints by issue type

What consumers report about Recovery One, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record recovery-one-llc Recovery One, LLC

Grade D · 143 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed

  • VOL 143
  • GRADE D
  • 12MO 15
  • STATES 30
  • TIMELY 99%
  • DISPUTE 28%
  • ISSUE Attempts to collect debt n…
  • RANK #678
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Bbva Financial Corporation (143 complaints)

Bbva Financial CorporationBbva Financial Corporation143Kings Credit ServicesKings Credit Services143Oxford Law, LLCOxford Law, LLC143Retail Merchants AssociatesRetail Merchants Associates143Recovery One, LLC (this)Recovery One, LLC (this)143
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Recovery One, LLC's 143 CFPB complaints sit next to Bbva Financial Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 143 complaints break down

Every complaint issue type on record for Recovery One, LLC, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
54.3/100
Recovery One, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
143
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
99%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
28%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Ohio is the plurality state for Recovery One, LLC (21.0%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Ohio 21.0%
Mid-band (15–30%) · 30 states with ≥1 filing
Seasonal peak
2025-10 11.5%
8–15% band · 6 filings
Corpus ranks
#678 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Recovery One, LLC compare to its peers?

How does Recovery One, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Recovery One, LLC National average
Complaints (last 12 mo)lower is better
15
0
268
Timely-response ratehigher is better
99%
100%
91%
Consumer-dispute ratelower is better
28%
10%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Recovery One, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 85%90%95%100%105% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Recovery One, LLC vs. 10 similar-volume peers, by response speed and dispute rate Recovery One, LLCOxford Law, LLCRetail Merchants AssociatesKINGS CREDIT SERVICESBBVA FINANCIAL CORPORATIONImmediate Credit RecoveryStuart-Lippman and Associates, IncPREFERRED CREDIT INCKeynote Consulting, Inc.Access Receivables of NC Inc.Everest Receivable Services Inc.
Source: CFPB Consumer Complaint Database

Recovery One, LLC's complaint volume in context

Recovery One, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

143 Top 13% higher than 87% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). This entry sits in this band. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Recovery One, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2023-09 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
62
Cont'd attempts collect debt not owed
21
False statements or representation
16
Communication tactics
15
Written notification about debt
13
Disclosure verification of debt
9
Took or threatened to take negative or legal action
5
Improper contact or sharing of info
1
Taking/threatening an illegal action
1

Where do complaints against Recovery One, LLC come from?

Recovery One, LLC's own per-state count, not a national baseline.

Top states by complaints against Recovery One, LLC

Across 30 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Recovery One, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 143.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.28571428571429%.

4 peers

Know your rights before responding to Recovery One, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.