What is the most common complaint against Recovery One, LLC?

The most common issue consumers report about Recovery One, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 143 complaints filed with the CFPB.

Are complaints against Recovery One, LLC increasing or decreasing?

Complaints against Recovery One, LLC are falling. The company received 15 complaints in the last 12 months, showing improvement over prior periods.

What is Recovery One, LLC's reputation grade?

Recovery One, LLC has a reputation grade of D (score: 54.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Recovery One, LLC respond to consumer complaints?

Recovery One, LLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 28% of cases.

In how many states does Recovery One, LLC operate?

Recovery One, LLC has received CFPB complaints from consumers in 30 states, with the most complaints from Ohio (30 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Recovery One, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

62
Cont'd attempts collect debt not owed

21
False statements or representation

16
Communication tactics

15
Written notification about debt

13
Disclosure verification of debt

9

Data updated September 2026

CFPB complaint disposition

CCDB record recovery-one-llc Recovery One, LLC

Grade D · 143 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #678 · compose #3497

VOL 143
GRADE D
12MO 15
STATES 30
TIMELY 99%
DISPUTE 28%
ISSUE Attempts to collect debt n…
RANK #678
COMPOSE #3,497

Volume peers

Nearest volume peer: Bbva Financial Corporation (143 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Recovery One, LLC's 143 CFPB complaints sit next to Bbva Financial Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Ohio is the plurality state for Recovery One, LLC (21.0%)

Volume rank #678 and composite rank #3,497 diverge by 2,819 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Ohio 21.0%; Mid-band (15–30%) · 30 states with ≥1 filing
Seasonal peak: 2025-10 11.5%; 8–15% band · 6 filings
Divergent corpus ranks: #678 volume; #3,497 composite; Cleanest-composite ladder is 2,819 places worse than volume

How does Recovery One, LLC compare to its peers?

How does Recovery One, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Recovery One, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

100%

91%

Consumer-dispute ratelower is better

28%

10%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-09 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	62
Cont'd attempts collect debt not owed	21
False statements or representation	16
Communication tactics	15
Written notification about debt	13
Disclosure verification of debt	9
Took or threatened to take negative or legal action	5
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against Recovery One, LLC come from?

Recovery One, LLC's own per-state count, not a national baseline.

Ohio

30
Texas

21
California

12
Florida

11
Alabama

8
Georgia

8
Michigan

7
Maryland

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Recovery One, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 143.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.28571428571429%.

4 peers

Know your rights before responding to Recovery One, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.