This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 291 complaints

Sunbit, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 33 states, reputation grade F.

Complaints by issue type

What consumers report about Sunbit, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record sunbit-inc Sunbit, Inc.

Grade F · 291 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #407 · compose #437

  • VOL 291
  • GRADE F
  • 12MO 170
  • STATES 33
  • TIMELY 99%
  • ISSUE Attempts to collect debt n…
  • RANK #407
  • COMPOSE #437

Volume peers

Nearest volume peer: Byrider Franchising, LLC (291 complaints)

Webcollex, LLCWebcollex, LLC289Byrider Franchising, LLCByrider Franchising, LLC291Sunbit, Inc. (this)Sunbit, Inc. (this)291Commercial Acceptance CompanyCommercial Acceptance Company292Huntington National Bank, theHuntington National Bank, the292
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Sunbit, Inc.'s 291 CFPB complaints sit next to Byrider Franchising, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 291 complaints break down

Every complaint issue type on record for Sunbit, Inc., not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
47.8/100
Sunbit, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
291
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
99%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Texas is the plurality state for Sunbit, Inc. (21.0%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 21.0%
Mid-band (15–30%) · 33 states with ≥1 filing
Seasonal peak
2021-08 14.3%
8–15% band · 2 filings
Corpus ranks
#407 volume
#437 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Sunbit, Inc. compare to its peers?

How does Sunbit, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Sunbit, Inc. National average
Complaints (last 12 mo)lower is better
170
54
268
Timely-response ratehigher is better
99%
100%
91%
Consumer-dispute ratelower is better
0%
19%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Sunbit, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 85%90%95%100%105% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Sunbit, Inc. vs. 10 similar-volume peers, by response speed and dispute rate Byrider Franchising, LLCHUNTINGTON NATIONAL BANK, THECommercial Acceptance CompanyWebcollex, LLCGlasser and Glasser, PLCFMA Alliance, Ltd.Collection Information Bureau, Inc.Remex, Inc.Lending Club CorpReceivables Management Corporation
Source: CFPB Consumer Complaint Database

Sunbit, Inc.'s complaint volume in context

Sunbit, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

291 Top 8% higher than 92% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Sunbit, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2017-07 2025-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
113
Took or threatened to take negative or legal action
95
Written notification about debt
35
False statements or representation
34
Communication tactics
11
Electronic communications
2
Threatened to contact someone or share information improperly
1

Where do complaints against Sunbit, Inc. come from?

Sunbit, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Sunbit, Inc.

Across 33 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Sunbit, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 291.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.11894273127754%.

4 peers

Know your rights before responding to Sunbit, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.