What is the most common complaint against Sunbit, Inc.?

The most common issue consumers report about Sunbit, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 291 complaints filed with the CFPB.

Are complaints against Sunbit, Inc. increasing or decreasing?

Complaints against Sunbit, Inc. are rising. The company received 170 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Sunbit, Inc.'s reputation grade?

Sunbit, Inc. has a reputation grade of F (score: 47.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Sunbit, Inc. respond to consumer complaints?

Sunbit, Inc. has a 99% timely response rate to CFPB complaints.

In how many states does Sunbit, Inc. operate?

Sunbit, Inc. has received CFPB complaints from consumers in 33 states, with the most complaints from Texas (61 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Sunbit, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 33 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

113
Took or threatened to take negative or legal action

95
Written notification about debt

35
False statements or representation

34
Communication tactics

11
Electronic communications

2

Data updated September 2026

CFPB complaint disposition

CCDB record sunbit-inc Sunbit, Inc.

Grade F · 291 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #407 · compose #4349

VOL 291
GRADE F
12MO 170
STATES 33
TIMELY 99%
ISSUE Attempts to collect debt n…
RANK #407
COMPOSE #4,349

Volume peers

Nearest volume peer: Byrider Franchising, LLC (291 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Sunbit, Inc.'s 291 CFPB complaints sit next to Byrider Franchising, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for Sunbit, Inc. (21.0%)

Volume rank #407 and composite rank #4,349 diverge by 3,942 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 21.0%; Mid-band (15–30%) · 33 states with ≥1 filing
Seasonal peak: 2021-08 14.3%; 8–15% band · 2 filings
Divergent corpus ranks: #407 volume; #4,349 composite; Cleanest-composite ladder is 3,942 places worse than volume

How does Sunbit, Inc. compare to its peers?

How does Sunbit, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Sunbit, Inc. National average

Complaints (last 12 mo)lower is better

170

268

Timely-response ratehigher is better

99%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-07 2025-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	113
Took or threatened to take negative or legal action	95
Written notification about debt	35
False statements or representation	34
Communication tactics	11
Electronic communications	2
Threatened to contact someone or share information improperly	1

Where do complaints against Sunbit, Inc. come from?

Sunbit, Inc.'s own per-state count, not a national baseline.

Texas

61
California

37
Florida

35
Georgia

29
North Carolina

22
Arizona

11
New Jersey

9
Illinois

7

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Sunbit, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 291.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.11894273127754%.

4 peers

Know your rights before responding to Sunbit, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.