State complaint profile

Debt collection complaints in Washington

14,503 CFPB complaints filed against 1,146 debt collectors active in Washington.

Complaints
14,503
Collectors
1,146
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Washington at a glance

Washington consumers have filed 14,503 CFPB debt-collection complaints against 1,146 collectors.

14,503
CFPB complaints filed
1,146
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Washington

Washington filings are dispersed: the top three collectors hold only 0.1% of 14,503 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Washington residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

Frontline Asset Strategies, LLC

D
6 total complaints ↓ falling

KBR Inc DBA Rash Curtis & Associates

F
6 total complaints ↓ falling

Key 2 Recovery, Inc.

D
6 total complaints → stable

Kimball, Tirey & St. John LLP

D
6 total complaints ↑ rising

LJ Ross Associates

D
6 total complaints ↑ rising

LTD Financial Services, L.P.

D
6 total complaints ↓ falling

Lending Club Corp

D
6 total complaints ↓ falling

Meridian Financial Services, Inc.

D
6 total complaints ↑ rising

NCC Business Services, Inc.

D
6 total complaints ↓ falling

NCMI Corporation

D
6 total complaints ↓ falling

Nissan Motor Acceptance Company LLC

C
6 total complaints → stable

Nationwide Recovery Systems, Ltd

D
6 total complaints ↓ falling

PNC Bank N.A.

D
6 total complaints → stable

Professional Finance Company, Inc.

D
6 total complaints ↓ falling

Progressive Financial Services, Inc.

C
6 total complaints ↓ falling

Regional Management Corporation

D
6 total complaints ↑ rising

SLM Corporation

C
6 total complaints → stable

Shepherd Outsourcing, LLC

F
6 total complaints ↑ rising

Southern Management Systems Inc.

F
6 total complaints → stable

The Best Service Co.,Inc

D
6 total complaints ↓ falling

Torriere Holdings INC

C
6 total complaints ↑ rising

Weltman, Weinberg & Reis Co., L.P.A.

D
6 total complaints ↓ falling

Worldwide Processing Group, LLC

F
6 total complaints ↓ falling

Adler Wallach & Associates, Inc.

D
5 total complaints ↓ falling

Admin Recovery, LLC

D
5 total complaints ↓ falling

Aldridge Pite, LLP

D
5 total complaints ↓ falling

Alliant Capital Management LLC

D
5 total complaints → stable

American Student Assistance

C
5 total complaints ↓ falling

Aqua Finance, Inc.

D
5 total complaints ↑ rising

Brown and Joseph, Ltd

F
5 total complaints ↓ falling

Bull City Financial Solutions, Inc

D
5 total complaints ↑ rising

Carrington Mortgage Services, LLC

C
5 total complaints ↓ falling

CBS Collections, Inc

D
5 total complaints ↓ falling

Columbia Collection Service, Inc.

F
5 total complaints ↓ falling

Cottonwood Financial Ltd.

C
5 total complaints ↓ falling

DCS Financial, Inc.

A
5 total complaints ↓ falling

Data and Contact Management Solutions, LLC

C
5 total complaints ↓ falling

Debt Recovery Specialists

A
5 total complaints ↓ falling

F.H. Cann & Associates, Inc.

D
5 total complaints ↑ rising

Financial Business and Consumer Solutions.

D
5 total complaints ↓ falling

GMA Investments, LLC

F
5 total complaints ↓ falling

Heartland Payment Systems Inc

D
5 total complaints ↓ falling

Klarna AB

F
5 total complaints ↑ rising

Leafy Financial, LLC

F
5 total complaints ↑ rising

Lendmark Financial Services

D
5 total complaints ↑ rising

Mercantile Adjustment Bureau, LLC

D
5 total complaints ↓ falling

Maury Cobb, Attorney at Law, LLC

C
5 total complaints ↓ falling

Mobiloans, LLC

F
5 total complaints ↑ rising

Pinnacle Recovery, Inc.

D
5 total complaints ↓ falling

Pacific Rim Alliance Corporation

D
5 total complaints ↓ falling

If a collector is contacting you in Washington

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Washington resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Washington

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Washington Resident

Three parallel channels apply in Washington: the CFPB complaint form (powers this dataset), the Washington attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.