This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 182 complaints

GMA Investments, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 34 states, reputation grade F.

Complaints by issue type

What consumers report about GMA Investments, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record gma-investments-llc GMA Investments, LLC

Grade F · 182 CFPB filings · 45% timely · lead issue: Communication tactics

  • VOL 182
  • GRADE F
  • 12MO 19
  • STATES 34
  • TIMELY 45%
  • DISPUTE 17%
  • ISSUE Communication tactics
  • RANK #585
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Absolute Recovery Services, LLC (182 complaints)

Absolute Recovery Services, LLCAbsolute Recovery Services, …182American Adjustment Bureau,Inc.American Adjustment Bureau,I…182Federal Adjustment Bureau, Inc.Federal Adjustment Bureau, I…182Healthcare Collections-I, LLCHealthcare Collections-I, LLC182GMA Investments, LLC (this)GMA Investments, LLC (this)182
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

GMA Investments, LLC's 182 CFPB complaints sit next to Absolute Recovery Services, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 182 complaints break down

Every complaint issue type on record for GMA Investments, LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
37.3/100
GMA Investments, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
182
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response C
45%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
17%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

GMA Investments, LLC spreads filings across 34 states - California leads at only 11.0%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
California still leads at 11.0% across 34 states
Seasonal peak
2025-08 12.5%
8–15% band · 10 filings
Corpus ranks
#585 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does GMA Investments, LLC compare to its peers?

How does GMA Investments, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
GMA Investments, LLC National average
Complaints (last 12 mo)lower is better
19
39
268
Timely-response ratehigher is better
45%
87%
91%
Consumer-dispute ratelower is better
17%
17%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy GMA Investments, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 40%60%80%100%120% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) GMA Investments, LLC vs. 10 similar-volume peers, by response speed and dispute rate GMA Investments, LLCFederal Adjustment Bureau, Inc.Healthcare Collections-I, LLCAbsolute Recovery Services, LLCMarlette Funding, LLCAMERICAN ADJUSTMENT BUREAU,INC.SECURITY CREDIT SYSTEMS INCThe Stark Collection Agency, Inc.Apelles, LLCMidwest Fidelity Services, LLCDyck-O'Neal, Inc.
Source: CFPB Consumer Complaint Database

GMA Investments, LLC's complaint volume in context

GMA Investments, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

182 Top 11% higher than 89% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). This entry sits in this band. 200–220: 536 collectors (10%). Above this entry. GMA Investments, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2025-03 2026-03

Issue Detail Breakdown

Issue Complaints
Communication tactics
65
Took or threatened to take negative or legal action
25
Threatened to contact someone or share information improperly
16
Attempts to collect debt not owed
15
Cont'd attempts collect debt not owed
15
False statements or representation
10
Improper contact or sharing of info
10
Written notification about debt
9
Taking/threatening an illegal action
9
Disclosure verification of debt
8

Where do complaints against GMA Investments, LLC come from?

GMA Investments, LLC's own per-state count, not a national baseline.

Top states by complaints against GMA Investments, LLC

Across 34 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for GMA Investments, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 182.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 45.3551912568306%.

4 peers

Know your rights before responding to GMA Investments, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.