State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

Valor Intelligent Processing, LLC

F
54 total complaints ↑ rising

Focus Holding Company

D
53 total complaints ↓ falling

Mr. Cooper Group Inc.

F
53 total complaints ↓ falling

Onemain Financial Holdings, LLC.

D
53 total complaints ↓ falling

Oliphant United, Inc.

F
53 total complaints ↑ rising

Adler Wallach & Associates, Inc.

D
51 total complaints ↓ falling

Credit Card Acquisitions Group

F
51 total complaints ↑ rising

Ford Motor Credit Co.

D
51 total complaints → stable

Rozlin Financial Group, Inc.

C
51 total complaints ↑ rising

Bbva Financial Corporation

C
50 total complaints ↓ falling

Professional Recovery Management

F
50 total complaints ↑ rising

Shepherd Outsourcing, LLC

F
50 total complaints ↑ rising

Investment Retrievers, Inc.

D
49 total complaints → stable

LTD Financial Services, L.P.

D
49 total complaints ↓ falling

Choice Recovery, Inc.

D
48 total complaints ↓ falling

Direct Recovery Services, LLC

F
48 total complaints ↓ falling

First National Bank of Omaha

D
48 total complaints → stable

Financial Business and Consumer Solutions.

D
48 total complaints ↓ falling

Receivable Management Group, Inc. (GA)

C
48 total complaints ↓ falling

CNG Holdings Inc

C
47 total complaints ↓ falling

Ditech Financial LLC

D
47 total complaints ↓ falling

Kingston Data & Credit International Inc.

F
47 total complaints ↑ rising

Platinum Holdings Group, LLC

F
47 total complaints ↓ falling

Revco Management, LLC

F
47 total complaints ↑ rising

2288984 Ontario Inc.

C
46 total complaints ↑ rising

Atlantic Recovery Solutions LLC

D
46 total complaints → stable

Citizens Financial Group, Inc.

C
46 total complaints → stable

Ezcorp, Inc.

D
46 total complaints ↓ falling

Ava Finance, Inc

F
45 total complaints ↑ rising

Credit Service Company

F
45 total complaints ↑ rising

International Computer Systems, Inc.

D
45 total complaints → stable

Modern Adjustment Bureau

D
45 total complaints ↑ rising

Accelerated Financial Solutions, LLC

D
44 total complaints ↓ falling

Atlas Credit Company, Inc.

D
44 total complaints ↓ falling

Grant & Weber

D
44 total complaints ↓ falling

Capital Management Services, LP

D
43 total complaints ↓ falling

Klarna AB

F
43 total complaints ↑ rising

SinglePoint GI

F
43 total complaints ↑ rising

Tower Loan of Mississippi, Inc.

C
43 total complaints → stable

Avant Holding Company, Inc.

F
42 total complaints ↑ rising

Grant Mercantile Agency

D
42 total complaints ↓ falling

Lendmark Financial Services

D
42 total complaints ↑ rising

M.A.R.S., Inc.

D
42 total complaints → stable

Regions Financial Corporation

D
42 total complaints ↑ rising

Webcollex, LLC

D
42 total complaints ↓ falling

Mountain Run Solutions, LLC

F
41 total complaints ↓ falling

Perfection Collection

D
41 total complaints ↓ falling

Torriere Holdings INC

C
41 total complaints ↑ rising

USCB Corporation

D
41 total complaints ↑ rising

Collection Bureau of the Hudson Valley, Inc.

D
40 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.