State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

Duncan Solutions, lnc.

D
40 total complaints ↓ falling

Fifth Third Financial Corporation

D
40 total complaints → stable

Mercedes Benz Financial Services

D
40 total complaints ↑ rising

Patient Accounting Service Center

D
40 total complaints → stable

Toledo Finance Corporation

D
40 total complaints ↑ rising

Asset Recovery Solutions, LLC

D
39 total complaints ↓ falling

First Portfolio Servicing Inc

F
39 total complaints ↑ rising

Jon Barry and Associates, Inc.

C
39 total complaints ↓ falling

Lewis, McDonnell & Associates

F
39 total complaints ↓ falling

Nationstar Mortgage LLC

D
39 total complaints ↓ falling

Strategic Alliances, Inc.

D
39 total complaints ↓ falling

Bull City Financial Solutions, Inc

D
38 total complaints ↑ rising

EGL US, LLC

F
38 total complaints ↑ rising

Johnson Mark LLC

D
38 total complaints → stable

Randolph-Brooks Federal Credit Union

D
38 total complaints ↑ rising

RGS Financial, Inc.

D
38 total complaints ↓ falling

Talbot, Adams, & Moore, Inc.

D
38 total complaints ↓ falling

American Honda Finance Corp

D
37 total complaints → stable

Mnet Financial Inc

C
37 total complaints → stable

Northland Group Inc

C
37 total complaints ↓ falling

Preferred Credit Inc

C
37 total complaints ↑ rising

F.H. Cann & Associates, Inc.

D
36 total complaints ↑ rising

Fidelity Capital Holdings, Inc

F
36 total complaints ↓ falling

Kovo

D
36 total complaints ↑ rising

Monarch Recovery Holdings, Inc.

D
36 total complaints → stable

R & B Corporation of Virginia

D
36 total complaints ↓ falling

Credit Card Receivables Fund Incorporated

D
35 total complaints ↓ falling

N.A.R., Inc.

D
35 total complaints ↓ falling

RMA Credit Association

D
35 total complaints ↓ falling

Risecredit, LLC

D
35 total complaints ↓ falling

Squaretwo Financial Corporation

D
35 total complaints ↓ falling

Delbert Services

D
34 total complaints ↓ falling

Maury Cobb, Attorney at Law, LLC

C
34 total complaints ↓ falling

Media Collections, Inc

C
34 total complaints → stable

Mid-Atlantic Finance Co., Inc.

D
34 total complaints ↑ rising

Mobiloans, LLC

F
34 total complaints ↑ rising

Optimum Outcomes, Inc.

F
34 total complaints ↓ falling

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

D
34 total complaints ↓ falling

SIMM Associates, Inc.

D
34 total complaints → stable

Integrated Recovery Services

F
33 total complaints ↓ falling

Kimball, Tirey & St. John LLP

D
33 total complaints ↑ rising

Oracle Financial Group LLC.

D
33 total complaints ↓ falling

Pendrick Capital Partners

F
33 total complaints ↓ falling

Shellpoint Partners, LLC

D
33 total complaints → stable

A.R.M. Solutions, Inc.

C
32 total complaints ↓ falling

D2 Management LLC

D
32 total complaints → stable

Global Credit & Collection Corporation

D
32 total complaints ↓ falling

Meridian Financial Services, Inc.

D
32 total complaints ↑ rising

Second Round Limited Partnership, Austin, TX Branch

D
32 total complaints ↓ falling

Solidus Group LLC.

F
32 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.