This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 301 complaints

International Computer Systems, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 36 states, reputation grade D.

Complaints by issue type

What consumers report about International Computer Systems, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record international-computer-systems-inc International Computer Systems, Inc.

Grade D · 301 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed · vol #395 · compose #297

  • VOL 301
  • GRADE D
  • 12MO 71
  • STATES 36
  • TIMELY 91%
  • DISPUTE 18%
  • ISSUE Attempts to collect debt n…
  • RANK #395
  • COMPOSE #297

Volume peers

Nearest volume peer: Nelson Cruz & Associates LLC (301 complaints)

Grant Mercantile AgencyGrant Mercantile Agency299Oliphant Financial, LLCOliphant Financial, LLC299Nelson Cruz & Associates LLCNelson Cruz & Associates LLC301International Computer Systems, Inc. (this)International Computer Syste…301Media Collections, IncMedia Collections, Inc303
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

International Computer Systems, Inc.'s 301 CFPB complaints sit next to Nelson Cruz & Associates LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 301 complaints break down

Every complaint issue type on record for International Computer Systems, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
52.4/100
International Computer Systems, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
301
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
91%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
18%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

International Computer Systems, Inc. spreads filings across 36 states - Texas leads at only 15.0%

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Most-even geography
Lead state under 15%
Texas still leads at 15.0% across 36 states
Spike month
2025-12 25.0%
2 filings that month · spiky (≥15% of series)
Corpus ranks
#395 volume
#297 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does International Computer Systems, Inc. compare to its peers?

How does International Computer Systems, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
International Computer Systems, Inc. National average
Complaints (last 12 mo)lower is better
71
88
268
Timely-response ratehigher is better
91%
45%
91%
Consumer-dispute ratelower is better
18%
13%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy International Computer Systems, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 40%60%80%100%120% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) International Computer Systems, Inc. vs. 10 similar-volume peers, by response speed and dispute rate International Computer Systems, Inc.Nelson Cruz & Associates LLCMedia Collections, IncGrant Mercantile AgencyOLIPHANT FINANCIAL, LLCUnited PanAm Financial Corp.Sequoia Financial ServicesQuality Asset Recovery LLCCAC Financial CorpPENNYMAC LOAN SERVICES, LLC.Complete Credit Solutions, Inc.
Source: CFPB Consumer Complaint Database

International Computer Systems, Inc.'s complaint volume in context

International Computer Systems, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

301 Top 7% higher than 93% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. International Computer Systems, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2016-02 2025-12

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
117
Written notification about debt
49
False statements or representation
34
Took or threatened to take negative or legal action
32
Cont'd attempts collect debt not owed
27
Communication tactics
20
Disclosure verification of debt
15
Threatened to contact someone or share information improperly
4
Electronic communications
2
Improper contact or sharing of info
1

Where do complaints against International Computer Systems, Inc. come from?

International Computer Systems, Inc.'s own per-state count, not a national baseline.

Top states by complaints against International Computer Systems, Inc.

Across 36 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for International Computer Systems, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 301.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 90.97472924187726%.

4 peers

Know your rights before responding to International Computer Systems, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.