This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 178 complaints

Investment Retrievers, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade D.

Complaints by issue type

What consumers report about Investment Retrievers, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record investment-retrievers-inc Investment Retrievers, Inc.

Grade D · 178 CFPB filings · 94% timely · lead issue: Attempts to collect debt not owed

  • VOL 178
  • GRADE D
  • 12MO 35
  • STATES 21
  • TIMELY 94%
  • DISPUTE 26%
  • ISSUE Attempts to collect debt n…
  • RANK #600
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Fresno Credit Bureau (178 complaints)

Fresno Credit BureauFresno Credit Bureau178Harpeth Financial Services, LLCHarpeth Financial Services, …178Investment Retrievers, Inc. (this)Investment Retrievers, Inc. …178APEX Asset Management, LLCAPEX Asset Management, LLC179Applied Data Finance, LLCApplied Data Finance, LLC179
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Investment Retrievers, Inc.'s 178 CFPB complaints sit next to Fresno Credit Bureau on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 178 complaints break down

Every complaint issue type on record for Investment Retrievers, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
52.9/100
Investment Retrievers, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
178
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
94%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
26%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

39.3% of Investment Retrievers, Inc.'s CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
California 39.3%
70 of 178 filings · 21 states touched
Seasonal peak
2026-02 12.2%
8–15% band · 11 filings
Corpus ranks
#600 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Investment Retrievers, Inc. compare to its peers?

How does Investment Retrievers, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Investment Retrievers, Inc. National average
Complaints (last 12 mo)lower is better
35
51
268
Timely-response ratehigher is better
94%
98%
91%
Consumer-dispute ratelower is better
26%
13%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Investment Retrievers, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 50%60%70%80%90%100%110% 10%15%20%25%30% Timely response rate (%) Dispute rate (%) Investment Retrievers, Inc. vs. 9 similar-volume peers, by response speed and dispute rate Investment Retrievers, Inc.Harpeth Financial Services, LLCFRESNO CREDIT BUREAUOracle Financial Group LLC.SUNTRUST BANKS, INC.Thunderbird Collection Specialists, Inc.RMS-Recovery Management Services, Inc.Pollack & Rosen, P.A.Coast to Coast Financial Solutions, Inc.APEX Asset Management, LLC
Source: CFPB Consumer Complaint Database

Investment Retrievers, Inc.'s complaint volume in context

Investment Retrievers, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

178 Top 11% higher than 89% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). This entry sits in this band. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Investment Retrievers, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
46
Took or threatened to take negative or legal action
41
False statements or representation
23
Written notification about debt
18
Cont'd attempts collect debt not owed
14
Communication tactics
12
Disclosure verification of debt
9
Threatened to contact someone or share information improperly
5
Improper contact or sharing of info
5
Taking/threatening an illegal action
4

Where do complaints against Investment Retrievers, Inc. come from?

Investment Retrievers, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Investment Retrievers, Inc.

Across 21 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Investment Retrievers, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 178.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 93.90243902439023%.

4 peers

Know your rights before responding to Investment Retrievers, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.