What is the most common complaint against Atlas Credit Company, Inc.?

The most common issue consumers report about Atlas Credit Company, Inc. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 61 complaints filed with the CFPB.

Are complaints against Atlas Credit Company, Inc. increasing or decreasing?

Complaints against Atlas Credit Company, Inc. are falling. The company received 9 complaints in the last 12 months, showing improvement over prior periods.

What is Atlas Credit Company, Inc.'s reputation grade?

Atlas Credit Company, Inc. has a reputation grade of D (score: 54.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Atlas Credit Company, Inc. respond to consumer complaints?

Atlas Credit Company, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 38% of cases.

In how many states does Atlas Credit Company, Inc. operate?

Atlas Credit Company, Inc. has received CFPB complaints from consumers in 5 states, with the most complaints from Texas (44 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Atlas Credit Company, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade D.

Compiled by PlainCollector

Communication tactics

22
Attempts to collect debt not owed

11
Took or threatened to take negative or legal action

10
Threatened to contact someone or share information improperly

6
False statements or representation

4
Written notification about debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record atlas-credit-company-inc Atlas Credit Company, Inc.

Grade D · 61 CFPB filings · 100% timely · lead issue: Communication tactics · vol #1073 · compose #3364

VOL 61
GRADE D
12MO 9
STATES 5
TIMELY 100%
DISPUTE 38%
ISSUE Communication tactics
RANK #1,073
COMPOSE #3,364

Volume peers

Nearest volume peer: Apothaker & Associates, PC (61 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Atlas Credit Company, Inc.'s 61 CFPB complaints sit next to Apothaker & Associates, PC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

72.1% of Atlas Credit Company, Inc.'s CFPB filings land in Texas

High volume does not equal a clean composite: Atlas Credit Company, Inc. is volume #1,073 but composite #3,364, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 72.1%; 44 of 61 filings · 5 states touched
Even monthly load: Peak under 8%; Highest month 2019-01 at 6.9% (2 filings)
Divergent corpus ranks: #1,073 volume; #3,364 composite; Cleanest-composite ladder is 2,291 places worse than volume

How does Atlas Credit Company, Inc. compare to its peers?

How does Atlas Credit Company, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Atlas Credit Company, … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

93%

91%

Consumer-dispute ratelower is better

38%

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-12 2024-07

Issue Detail Breakdown

Issue	Complaints
Communication tactics	22
Attempts to collect debt not owed	11
Took or threatened to take negative or legal action	10
Threatened to contact someone or share information improperly	6
False statements or representation	4
Written notification about debt	2
Cont'd attempts collect debt not owed	2
Improper contact or sharing of info	2
Disclosure verification of debt	1
Electronic communications	1

Where do complaints against Atlas Credit Company, Inc. come from?

Atlas Credit Company, Inc.'s own per-state count, not a national baseline.

Texas

44
Virginia

10
Oklahoma

4
Missouri

2
Georgia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Atlas Credit Company, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 61.

4 peers

Know your rights before responding to Atlas Credit Company, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.