State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 14

Sorted by most complaints

Earm LLC

F
12 total complaints ↓ falling

Easy Finance, LLC

C
12 total complaints ↑ rising

Global Asset Agency, Inc.

F
12 total complaints ↓ falling

JNR Adjustment Company, Inc

C
12 total complaints ↓ falling

JTM Capital Management, LLC

F
12 total complaints ↓ falling

Larry H. Miller Group of Companies

B
12 total complaints ↑ rising

Mvba, L.L.C.

F
12 total complaints ↓ falling

McNeil & Meyers Asset Management Group, LLC

D
12 total complaints ↑ rising

Metro Collection Service Inc.

C
12 total complaints → stable

National Healthcare Collections, LLC

D
12 total complaints ↑ rising

North Shore Agency, LLC

C
12 total complaints ↓ falling

Open Dealer Exchange, LLC

D
12 total complaints ↑ rising

Oxford Law, LLC

C
12 total complaints ↓ falling

RMS-Recovery Management Services, Inc.

C
12 total complaints → stable

Sentry Recovery and Collections, Inc.

D
12 total complaints ↑ rising

States Recovery Systems, Inc.

D
12 total complaints → stable

USCB, Inc.

D
12 total complaints ↓ falling

Weinstein & Riley, P.S.

B
12 total complaints ↓ falling

AA Recovery Solutions, Inc.

F
11 total complaints ↓ falling

Absolute Recovery Services, LLC

D
11 total complaints ↑ rising

Acceptance Solutions Group, INC

B
11 total complaints ↓ falling

Cash America International, Inc.

C
11 total complaints ↓ falling

Chacon Autos, Ltd.

B
11 total complaints ↑ rising

Credigy USA Corp.

C
11 total complaints ↓ falling

California Business Bureau, Inc.

F
11 total complaints ↓ falling

Cash Link USA, LLC

D
11 total complaints ↓ falling

Castle Credit Co Holdings, LLC, Chicago, IL Branch

C
11 total complaints ↓ falling

Citi Management Group, LLC

F
11 total complaints ↓ falling

Collection Bureau of Fort Walton Beach, Inc

D
11 total complaints ↓ falling

Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)

D
11 total complaints ↓ falling

Concorde Auto Management, LLC DBA Concorde Auto Acceptance

B
11 total complaints ↑ rising

Consolidated Recovery Group, LLC

D
11 total complaints ↓ falling

Critical Resolution Mediation LLC

F
11 total complaints ↓ falling

Data Search NY, Inc.

F
11 total complaints ↓ falling

Data and Contact Management Solutions, LLC

C
11 total complaints ↓ falling

Delta Management Associates, Inc.

D
11 total complaints ↓ falling

Designed Receivable Solutions, Inc.

D
11 total complaints ↓ falling

FDR Asset USA LTD

D
11 total complaints ↑ rising

Global Payments Check Services, Inc.

C
11 total complaints ↓ falling

Great American Finance Co

C
11 total complaints → stable

GreenSky, LLC

D
11 total complaints ↓ falling

Law Offices of Timothy M. Sullivan

D
11 total complaints ↑ rising

MoneySpot USA LLC DBA Sunshine Loans

C
11 total complaints ↑ rising

Mutual Financial Partners

C
11 total complaints ↓ falling

Net Pay Advance, Inc.

B
11 total complaints ↑ rising

Orion Capital Solutions LLC

D
11 total complaints → stable

Paycheck Solutions llc

C
11 total complaints ↓ falling

Professional Placement Services, LLC

C
11 total complaints ↓ falling

Security Credit Systems Inc

D
11 total complaints ↓ falling

Scott Fetzer Financial Group Inc.

C
11 total complaints ↑ rising

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.