What is the most common complaint against Easy Finance, LLC?

The most common issue consumers report about Easy Finance, LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 15 complaints filed with the CFPB.

Are complaints against Easy Finance, LLC increasing or decreasing?

Complaints against Easy Finance, LLC are rising. The company received 8 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Easy Finance, LLC's reputation grade?

Easy Finance, LLC has a reputation grade of C (score: 60.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Easy Finance, LLC respond to consumer complaints?

Easy Finance, LLC has a 100% timely response rate to CFPB complaints.

In how many states does Easy Finance, LLC operate?

Easy Finance, LLC has received CFPB complaints from consumers in 4 states, with the most complaints from Texas (12 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Easy Finance, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

6
Attempts to collect debt not owed

4
Communication tactics

4
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record easy-finance-llc Easy Finance, LLC

Grade C · 15 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2130 · compose #2330

VOL 15
GRADE C
12MO 8
STATES 4
TIMELY 100%
ISSUE Took or threatened to take…
RANK #2,130
COMPOSE #2,330

Volume peers

Nearest volume peer: Accounts Advocate Agency (15 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Easy Finance, LLC's 15 CFPB complaints sit next to Accounts Advocate Agency on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

80.0% of Easy Finance, LLC's CFPB filings land in Texas

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Texas 80.0%; 12 of 15 filings · 4 states touched
Spike month: 2025-04 100.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #2,130 volume; #2,330 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Easy Finance, LLC compare to its peers?

How does Easy Finance, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Easy Finance, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

93%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-04 2025-04

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	6
Attempts to collect debt not owed	4
Communication tactics	4
Threatened to contact someone or share information improperly	1

Where do complaints against Easy Finance, LLC come from?

Easy Finance, LLC's own per-state count, not a national baseline.

Texas

12
Hawaii

1
Illinois

1
Mississippi

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Easy Finance, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 15.

4 peers

Know your rights before responding to Easy Finance, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.