What is the most common complaint against FDR Asset USA LTD?

The most common issue consumers report about FDR Asset USA LTD is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 43 complaints filed with the CFPB.

Are complaints against FDR Asset USA LTD increasing or decreasing?

Complaints against FDR Asset USA LTD are rising. The company received 34 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is FDR Asset USA LTD's reputation grade?

FDR Asset USA LTD has a reputation grade of D (score: 50.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does FDR Asset USA LTD respond to consumer complaints?

FDR Asset USA LTD has a 90% timely response rate to CFPB complaints.

In how many states does FDR Asset USA LTD operate?

FDR Asset USA LTD has received CFPB complaints from consumers in 15 states, with the most complaints from Texas (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

FDR Asset USA LTD - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

13
Written notification about debt

10
Took or threatened to take negative or legal action

8
False statements or representation

6
Communication tactics

4
Electronic communications

2

Data updated September 2026

CFPB complaint disposition

CCDB record fdr-asset-usa-ltd FDR Asset USA LTD

Grade D · 43 CFPB filings · 90% timely · lead issue: Attempts to collect debt not owed · vol #1297 · compose #4075

VOL 43
GRADE D
12MO 34
STATES 15
TIMELY 90%
ISSUE Attempts to collect debt n…
RANK #1,297
COMPOSE #4,075

Volume peers

Nearest volume peer: Access Credit Management, Inc. (43 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

FDR Asset USA LTD's 43 CFPB complaints sit next to Access Credit Management, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Texas is the plurality state for FDR Asset USA LTD (25.6%)

The 2023-11 spike coincides with a 2,778-place gap between volume rank #1,297 and composite #4,075. Corpus placement method.

Plurality state: Texas 25.6%; Mid-band (15–30%) · 15 states with ≥1 filing
Spike month: 2023-11 28.6%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,297 volume; #4,075 composite; Cleanest-composite ladder is 2,778 places worse than volume

How does FDR Asset USA LTD compare to its peers?

How does FDR Asset USA LTD compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

FDR Asset USA LTD National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

90%

95%

91%

Consumer-dispute ratelower is better

12%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-04 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	13
Written notification about debt	10
Took or threatened to take negative or legal action	8
False statements or representation	6
Communication tactics	4
Electronic communications	2

Where do complaints against FDR Asset USA LTD come from?

FDR Asset USA LTD's own per-state count, not a national baseline.

Texas

11
South Carolina

6
Georgia

5
Florida

4
Michigan

4
New York

3
Pennsylvania

2
Alaska

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for FDR Asset USA LTD: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 43.

4 peers

Know your rights before responding to FDR Asset USA LTD: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.