What is the most common complaint against JTM Capital Management, LLC?

The most common issue consumers report about JTM Capital Management, LLC is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 127 complaints filed with the CFPB.

Are complaints against JTM Capital Management, LLC increasing or decreasing?

Complaints against JTM Capital Management, LLC are falling. The company received 4 complaints in the last 12 months, showing improvement over prior periods.

What is JTM Capital Management, LLC's reputation grade?

JTM Capital Management, LLC has a reputation grade of F (score: 47.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does JTM Capital Management, LLC respond to consumer complaints?

JTM Capital Management, LLC has a 74% timely response rate to CFPB complaints. Consumers disputed the company's response in 22% of cases.

In how many states does JTM Capital Management, LLC operate?

JTM Capital Management, LLC has received CFPB complaints from consumers in 35 states, with the most complaints from Texas (12 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

JTM Capital Management, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 35 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

38
Took or threatened to take negative or legal action

29
Written notification about debt

23
Communication tactics

16
False statements or representation

11
Threatened to contact someone or share information improperly

4

Data updated September 2026

CFPB complaint disposition

CCDB record jtm-capital-management-llc JTM Capital Management, LLC

Grade F · 127 CFPB filings · 74% timely · lead issue: Attempts to collect debt not owed · vol #733 · compose #4396

VOL 127
GRADE F
12MO 4
STATES 35
TIMELY 74%
DISPUTE 22%
ISSUE Attempts to collect debt n…
RANK #733
COMPOSE #4,396

Volume peers

Nearest volume peer: Cornerstone Holdings, Inc. (127 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

JTM Capital Management, LLC's 127 CFPB complaints sit next to Cornerstone Holdings, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

JTM Capital Management, LLC spreads filings across 35 states - Texas leads at only 9.4%

Despite a broad state map, JTM Capital Management, LLC still sits volume #733 against composite #4,396 - the two RankMaps diverge by 3,663 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 9.4% across 35 states
Seasonal peak: 2019-10 9.7%; 8–15% band · 3 filings
Divergent corpus ranks: #733 volume; #4,396 composite; Cleanest-composite ladder is 3,663 places worse than volume

How does JTM Capital Management, LLC compare to its peers?

How does JTM Capital Management, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

JTM Capital Management… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

74%

91%

Consumer-dispute ratelower is better

22%

18%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-03 2021-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	38
Took or threatened to take negative or legal action	29
Written notification about debt	23
Communication tactics	16
False statements or representation	11
Threatened to contact someone or share information improperly	4
Disclosure verification of debt	3
Cont'd attempts collect debt not owed	2
Improper contact or sharing of info	1

Where do complaints against JTM Capital Management, LLC come from?

JTM Capital Management, LLC's own per-state count, not a national baseline.

Texas

12
California

11
Georgia

8
Florida

7
Alabama

6
Pennsylvania

6
Arizona

5
Illinois

5

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for JTM Capital Management, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 127.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 73.98373983739837%.

4 peers

Know your rights before responding to JTM Capital Management, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.