State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 15

Sorted by most complaints

Valentine and Kebartas, Inc.

C
11 total complaints ↓ falling

Alliant Credit Union

D
10 total complaints ↑ rising

Account Discovery Systems, LLC

C
10 total complaints ↓ falling

Accscient, LLC

F
10 total complaints → stable

Ascendium Education Group

F
10 total complaints ↓ falling

Avant Credit Corporation

C
10 total complaints ↓ falling

Cashcall, Inc.

D
10 total complaints ↓ falling

CBC Companies, Inc.

D
10 total complaints ↑ rising

CFW Holdings LLC

D
10 total complaints ↓ falling

Corelogic Inc

C
10 total complaints → stable

Carvana Group, LLC

D
10 total complaints → stable

Ceannate

C
10 total complaints ↓ falling

Climb Credit Inc.

D
10 total complaints ↑ rising

Computer Credit, Inc.

C
10 total complaints ↓ falling

Credit Bureau of Canyon, Inc

B
10 total complaints ↑ rising

Debt Collectors International, Inc.

D
10 total complaints ↑ rising

DreamSpring

C
10 total complaints ↑ rising

Emerald Canyon Capital, LLC

C
10 total complaints ↓ falling

Financial Accounts Service Team Inc.

F
10 total complaints → stable

Heartland Payment Systems Inc

D
10 total complaints ↓ falling

Houston Finance Co.

B
10 total complaints ↑ rising

John C. Heath, Attorney at Law, PLLC

C
10 total complaints ↓ falling

LCS Financial Services Corporation

C
10 total complaints → stable

LDF Holdings, LLC

C
10 total complaints ↓ falling

LendingUSA

B
10 total complaints → stable

Levy & Associates, LLC

C
10 total complaints → stable

Loan South Finance & Tax Service of Troy, LLC

C
10 total complaints ↑ rising

Pmab,LLC

D
10 total complaints ↓ falling

Professional Credit Management, Inc

D
10 total complaints ↓ falling

Professional Receivables Network

C
10 total complaints ↓ falling

Quality Acceptance LLC

B
10 total complaints ↑ rising

Recovery Solutions Group, LLC

F
10 total complaints ↓ falling

Reliance Exchange Group

D
10 total complaints ↓ falling

Rocket Mortgage, LLC

C
10 total complaints ↑ rising

Scheer, Green & Burke L.P.A.

D
10 total complaints ↓ falling

State Finance Company

C
10 total complaints ↓ falling

Stuart-Lippman and Associates, Inc

D
10 total complaints ↓ falling

Suttell, Hammer & White, P.S

D
10 total complaints → stable

The Law Office of Daniel Slane

D
10 total complaints ↓ falling

Todd, Bremer & Lawson, Inc.

D
10 total complaints ↓ falling

Vengroff Williams, Inc

D
10 total complaints ↓ falling

Waddell Serafino Geary Rechner Jenevein, PC

C
10 total complaints ↓ falling

Zenith Financial Network Inc

F
10 total complaints ↓ falling

ABR Recovery Services LLC.

B
9 total complaints ↓ falling

Ascension Point Recovery Services, LLC

C
9 total complaints ↓ falling

Avadyne Health Holdings, Inc

C
9 total complaints ↓ falling

Berman & Rabin, P.A.

D
9 total complaints → stable

Bilateral Credit Corp, LLC

D
9 total complaints → stable

Caliber Home Loans, Inc.

D
9 total complaints ↓ falling

Capstone Credit & Collection, LLC.

C
9 total complaints → stable

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.