State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

Smith, Rouchon & Associates, Inc.

C
15 total complaints ↑ rising

Second Alliance, Inc.

C
15 total complaints ↑ rising

USI Solutions Inc.

C
15 total complaints ↓ falling

YSA ARM LLC DBA Oxygen XL

F
15 total complaints ↑ rising

21st Mortgage Corp.

C
14 total complaints ↑ rising

Cooley Enterprises Inc

F
14 total complaints ↓ falling

Denefits LLC

F
14 total complaints ↑ rising

Global Solution BIZ LLC.

F
14 total complaints → stable

Harpeth Financial Services, LLC

C
14 total complaints ↑ rising

High Point Asset Inc

F
14 total complaints ↓ falling

Kashable LLC

D
14 total complaints ↑ rising

Medical Society Business Services, Inc.

D
14 total complaints ↓ falling

Receivable Solutions Specialist, Inc.

D
14 total complaints ↓ falling

Sofi Technologies, Inc.

D
14 total complaints ↑ rising

Sequoia Financial Services

C
14 total complaints ↓ falling

Service Bureau, Inc.

B
14 total complaints ↓ falling

Skopos Financial, LLC

B
14 total complaints ↑ rising

The Best Service Co.,Inc

D
14 total complaints ↓ falling

TriVerity, Inc.

D
14 total complaints → stable

United Credit and Collections Inc.

C
14 total complaints → stable

Worth Finance Corporation

B
14 total complaints ↑ rising

1st Franklin Financial Corporation

D
13 total complaints ↑ rising

Capital Mitigation Services, LLC

D
13 total complaints ↑ rising

Check Security Associates, LLC

F
13 total complaints ↓ falling

Collection Attorneys USA LLC

D
13 total complaints ↑ rising

Credit Systems of the Fox Valley, Inc.

B
13 total complaints ↑ rising

Integrity Solution Services, Inc.

C
13 total complaints ↓ falling

MCMC Auto LTD

C
13 total complaints ↑ rising

National Debt Holdings, LLC

D
13 total complaints ↑ rising

National Principal Group, LLC

C
13 total complaints ↓ falling

Pinnacle Asset Management, LLC

F
13 total complaints ↓ falling

Progressive Financial Services, Inc.

C
13 total complaints ↓ falling

Recuvery LLC

D
13 total complaints ↑ rising

Roberts Markel Weinberg Butler Hailey PC

C
13 total complaints → stable

Rosebud Economic Development Corporation

C
13 total complaints ↑ rising

RoundPoint Mortgage Servicing LLC

C
13 total complaints → stable

Stoneleigh Recovery Associates, LLC

D
13 total complaints ↓ falling

Sunlight Financial LLC

D
13 total complaints ↑ rising

Torres Credit Services, Inc.

C
13 total complaints → stable

Zenco Collection, LLC

C
13 total complaints ↓ falling

AUSSRQ Holdings, LLC

F
12 total complaints ↓ falling

Automotive Credit Corporation

F
12 total complaints ↑ rising

BMO Bank National Association

12 total complaints ↑ rising

CIG Financial LLC

D
12 total complaints ↑ rising

Collection Management Services, Inc.

D
12 total complaints → stable

Couch Conville & Blitt LLC

D
12 total complaints ↓ falling

Couch Lambert LLC

D
12 total complaints → stable

Credit Bureau of the South, Inc.

B
12 total complaints → stable

DSR Holdings Group, LLC

F
12 total complaints → stable

Dynamic Recovery Services, Inc.

F
12 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.