State complaint profile

Debt collection complaints in Tennessee

21,990 CFPB complaints filed against 1,252 debt collectors active in Tennessee.

Complaints
21,990
Collectors
1,252
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tennessee at a glance

Tennessee consumers have filed 21,990 CFPB debt-collection complaints against 1,252 collectors.

21,990
CFPB complaints filed
1,252
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Tennessee

Tennessee filings are dispersed: the top three collectors hold only 0.2% of 21,990 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Tennessee residents in this extract is Transunion Intermediate Holdings, Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 6

Sorted by most complaints

Knight & Hooper, PLLC

B
12 total complaints ↓ falling

Linebarger Goggan Blair & Sampson LLP

D
12 total complaints ↓ falling

McCarthy, Burgess & Wolff, Inc.

D
12 total complaints ↓ falling

Mobiloans, LLC

F
12 total complaints ↑ rising

Monarch Recovery Holdings, Inc.

D
12 total complaints → stable

Optio Solutions, LLC

D
12 total complaints ↑ rising

Riverwalk Financial Corporation

F
12 total complaints ↓ falling

Servicer under contract with Federal Student Aid

F
12 total complaints ↑ rising

Solidus Group LLC.

F
12 total complaints ↓ falling

Upgrade, Inc.

F
12 total complaints ↑ rising

Valor Intelligent Processing, LLC

F
12 total complaints ↑ rising

Wellmont Health System

B
12 total complaints ↓ falling

Army and Air Force Exchange Service

F
11 total complaints ↑ rising

CNG Financial Corporation

D
11 total complaints → stable

Credit Solutions, LLC (KY)

C
11 total complaints ↓ falling

First Horizon Bank

C
11 total complaints ↓ falling

Goldman Sachs Bank USA

F
11 total complaints ↑ rising

Global Lending Services LLC

C
11 total complaints ↑ rising

Nationstar Mortgage LLC

D
11 total complaints ↓ falling

Nissan Motor Acceptance Company LLC

C
11 total complaints → stable

NPAS, Inc.

D
11 total complaints → stable

P&B Capital Group, LLC

F
11 total complaints → stable

Perfection Collection

D
11 total complaints ↓ falling

Prince Parker & Associates

D
11 total complaints → stable

RS Clark and Associates, Inc.

F
11 total complaints → stable

Synovus Bank

C
11 total complaints ↓ falling

TMX Finance LLC

D
11 total complaints ↓ falling

The Stark Collection Agency, Inc.

F
11 total complaints ↑ rising

Trident Asset Management, L.L.C.

F
11 total complaints ↓ falling

Turning Point Solutions LLC

C
11 total complaints ↓ falling

Account Control Technology, Inc.

C
10 total complaints ↓ falling

American Credit Acceptance, LLC

D
10 total complaints ↑ rising

Atlantic Recovery Solutions LLC

D
10 total complaints → stable

Cashcall, Inc.

D
10 total complaints ↓ falling

CarMax, Inc.

C
10 total complaints ↑ rising

Credit Systems International, Inc.

D
10 total complaints ↑ rising

Hillcrest Davidson & Associates

D
10 total complaints ↓ falling

Northstar Location Services, LLC

D
10 total complaints ↓ falling

Oracle Financial Group LLC.

D
10 total complaints ↓ falling

R & B Corporation of Virginia

D
10 total complaints ↓ falling

Select Portfolio Servicing, Inc.

F
10 total complaints ↓ falling

Southwest Recovery Services, Inc.

D
10 total complaints → stable

USCB Corporation

D
10 total complaints ↑ rising

United PanAm Financial Corp.

C
10 total complaints ↑ rising

AMCOL Systems, Inc.

D
9 total complaints ↓ falling

ATG Credit, LLC

D
9 total complaints ↓ falling

Accscient, LLC

F
9 total complaints → stable

Alliance One, Inc.

D
9 total complaints ↓ falling

Americas Car-Mart, Inc.

B
9 total complaints ↑ rising

DRB-40, LLC

C
9 total complaints ↑ rising

If a collector is contacting you in Tennessee

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Tennessee names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Tennessee AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Tennessee

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Tennessee Resident

Tennessee's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Tennessee attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.