What is the most common complaint against Credit Solutions, LLC (KY)?

The most common issue consumers report about Credit Solutions, LLC (KY) is "Communication tactics", specifically "Debt is not mine". This is based on 71 complaints filed with the CFPB.

Are complaints against Credit Solutions, LLC (KY) increasing or decreasing?

Complaints against Credit Solutions, LLC (KY) are falling. The company received 5 complaints in the last 12 months, showing improvement over prior periods.

What is Credit Solutions, LLC (KY)'s reputation grade?

Credit Solutions, LLC (KY) has a reputation grade of C (score: 57.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Solutions, LLC (KY) respond to consumer complaints?

Credit Solutions, LLC (KY) has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does Credit Solutions, LLC (KY) operate?

Credit Solutions, LLC (KY) has received CFPB complaints from consumers in 19 states, with the most complaints from Ohio (14 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Solutions, LLC (KY) - Debt Collector Complaint Profile

CFPB complaint profile across 19 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

18
Attempts to collect debt not owed

15
Cont'd attempts collect debt not owed

12
Disclosure verification of debt

8
Written notification about debt

7
False statements or representation

6

Data updated September 2026

CFPB complaint disposition

CCDB record credit-solutions-llc-ky Credit Solutions, LLC (KY)

Grade C · 71 CFPB filings · 97% timely · lead issue: Communication tactics · vol #996 · compose #2857

VOL 71
GRADE C
12MO 5
STATES 19
TIMELY 97%
DISPUTE 21%
ISSUE Communication tactics
RANK #996
COMPOSE #2,857

Volume peers

Nearest volume peer: Abbott Osborn Jacobs PLC (71 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Solutions, LLC (KY)'s 71 CFPB complaints sit next to Abbott Osborn Jacobs PLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Ohio is the plurality state for Credit Solutions, LLC (KY) (19.7%)

Volume rank #996 and composite rank #2,857 diverge by 1,861 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Ohio 19.7%; Mid-band (15–30%) · 19 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2024-09 at 7.9% (3 filings)
Divergent corpus ranks: #996 volume; #2,857 composite; Cleanest-composite ladder is 1,861 places worse than volume

How does Credit Solutions, LLC (KY) compare to its peers?

How does Credit Solutions, LLC (KY) compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Solutions, LLC … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

97%

100%

91%

Consumer-dispute ratelower is better

21%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-05 2026-02

Issue Detail Breakdown

Issue	Complaints
Communication tactics	18
Attempts to collect debt not owed	15
Cont'd attempts collect debt not owed	12
Disclosure verification of debt	8
Written notification about debt	7
False statements or representation	6
Threatened to contact someone or share information improperly	3
Took or threatened to take negative or legal action	2

Where do complaints against Credit Solutions, LLC (KY) come from?

Credit Solutions, LLC (KY)'s own per-state count, not a national baseline.

Ohio

14
Florida

12
Tennessee

11
North Carolina

7
New York

5
Georgia

3
Texas

3
Arkansas

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Solutions, LLC (KY): nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 71.

4 peers

Know your rights before responding to Credit Solutions, LLC (KY): FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.