State complaint profile

Debt collection complaints in Tennessee

21,990 CFPB complaints filed against 1,252 debt collectors active in Tennessee.

Complaints
21,990
Collectors
1,252
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tennessee at a glance

Tennessee consumers have filed 21,990 CFPB debt-collection complaints against 1,252 collectors.

21,990
CFPB complaints filed
1,252
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Tennessee

Tennessee filings are dispersed: the top three collectors hold only 0.1% of 21,990 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Tennessee residents in this extract is Transunion Intermediate Holdings, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

Diversified Recovery Services Inc.

F
9 total complaints ↓ falling

EdFinancial Services

C
9 total complaints ↑ rising

First Data Corporation

D
9 total complaints ↓ falling

First Federal Credit Control, Inc.

D
9 total complaints ↓ falling

Frontline Asset Strategies, LLC

D
9 total complaints ↓ falling

Kingston Data & Credit International Inc.

F
9 total complaints ↑ rising

Klarna AB

F
9 total complaints ↑ rising

Merchants and Medical Credit Corporation, Inc.

D
9 total complaints ↓ falling

Miller and Steeno, P.C.

D
9 total complaints ↓ falling

MoneyLion Inc.

F
9 total complaints ↑ rising

Mountain Run Solutions, LLC

F
9 total complaints ↓ falling

Mutual Management Services LLC

F
9 total complaints → stable

NCC Business Services, Inc.

D
9 total complaints ↓ falling

Reports, Inc.

B
9 total complaints → stable

SIMM Associates, Inc.

D
9 total complaints → stable

The Law Offices of Barry J. Gammons, PLLC

F
9 total complaints → stable

Weber & Olcese, PLC

D
9 total complaints ↓ falling

Wilber and Associates, P.C.

D
9 total complaints → stable

Andrews & Cox, P.C.

C
8 total complaints → stable

Applied Data Finance, LLC

D
8 total complaints ↑ rising

Contract Callers Inc

D
8 total complaints ↑ rising

Credit Fresh Holdings Inc

F
8 total complaints ↑ rising

FC HoldCo LLC

C
8 total complaints ↑ rising

First Advantage LNS Inc.

F
8 total complaints ↓ falling

Global Trust Management LLC

C
8 total complaints → stable

Mohela

F
8 total complaints ↑ rising

Nationwide Capital Services, LLC

F
8 total complaints ↑ rising

Pentagon Federal Credit Union

D
8 total complaints ↑ rising

Platinum Holdings Group, LLC

F
8 total complaints ↓ falling

Receivables Management Partners, LLC

D
8 total complaints ↓ falling

Suntrust Banks, Inc.

D
8 total complaints ↓ falling

Sezzle Inc.

F
8 total complaints ↑ rising

Southern Management Systems Inc.

F
8 total complaints → stable

The Law Offices of Mitchell D. Bluhm & Associates

C
8 total complaints ↓ falling

Weltman, Weinberg & Reis Co., L.P.A.

D
8 total complaints ↓ falling

1st Franklin Financial Corporation

D
7 total complaints ↑ rising

Allied Collection Services, Inc. (Nevada)

D
7 total complaints ↓ falling

Avant Holding Company, Inc.

F
7 total complaints ↑ rising

BlueChip Financial

C
7 total complaints ↓ falling

Brock & Scott, PLLC

D
7 total complaints ↓ falling

CAC Financial Corp

D
7 total complaints → stable

CMRE Financial Services, Inc.

D
7 total complaints ↓ falling

Capital Management Services, LP

D
7 total complaints ↓ falling

Collection Receivables, Inc.

D
7 total complaints ↑ rising

Creditors Bureau Associates

D
7 total complaints → stable

Crown Asset Management, LLC, Duluth, GA Branch

D
7 total complaints → stable

Dyck-O'Neal, Inc.

D
7 total complaints ↓ falling

FMA Alliance, Ltd.

C
7 total complaints → stable

Financial Credit Service, Inc.

D
7 total complaints ↓ falling

Financial Recovery Services, Inc.

D
7 total complaints ↓ falling

If a collector is contacting you in Tennessee

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Tennessee names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Tennessee AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Tennessee

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Tennessee Resident

Tennessee's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Tennessee attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.