This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 13,730 complaints

Kriya Capital, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 52 states, reputation grade D.

Complaints by issue type

What consumers report about Kriya Capital, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record kriya-capital-llc Kriya Capital, LLC

Grade D · 13,730 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #13 · compose #155

  • VOL 13,730
  • GRADE D
  • 12MO 6,512
  • STATES 52
  • TIMELY 100%
  • DISPUTE 13%
  • ISSUE Attempts to collect debt n…
  • RANK #13
  • COMPOSE #155

Volume peers

Nearest volume peer: Synchrony Financial (12,773 complaints)

Citibank, N.a.Citibank, N.a.12,068Synchrony FinancialSynchrony Financial12,773Kriya Capital, LLC (this)Kriya Capital, LLC (this)13,730National Credit Systems,Inc.National Credit Systems,Inc.15,649Transworld Systems IncTransworld Systems Inc16,283
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Kriya Capital, LLC's 13,730 CFPB complaints sit next to Synchrony Financial on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 13,730 complaints break down

Every complaint issue type on record for Kriya Capital, LLC, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
54.6/100
Kriya Capital, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
13,730
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
13%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Kriya Capital, LLC spreads filings across 52 states - Texas leads at only 14.9%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
Texas still leads at 14.9% across 52 states
Even monthly load
Peak under 8%
Highest month 2020-06 at 5.5% (35 filings)
Corpus ranks
#13 volume
#155 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Kriya Capital, LLC compare to its peers?

How does Kriya Capital, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Kriya Capital, LLC National average
Complaints (last 12 mo)lower is better
6,512
3,164
268
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
13%
14%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Kriya Capital, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 98%98.5%99%99.5%100%100.5% 0%5%10%15%20%25%30% Timely response rate (%) Dispute rate (%) Kriya Capital, LLC vs. 10 similar-volume peers, by response speed and dispute rate Kriya Capital, LLCSYNCHRONY FINANCIALCITIBANK, N.A.National Credit Systems,Inc.TRANSWORLD SYSTEMS INCERCBread Financial Holdings, Inc.CAINE & WEINER COMPANY, INC.CAPITAL ONE FINANCIAL CORPORATIONI.C. System, Inc.JPMORGAN CHASE & CO.
Source: CFPB Consumer Complaint Database

Kriya Capital, LLC's complaint volume in context

Kriya Capital, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

13,730 Top 1% higher than 100% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Kriya Capital, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2018-08 2020-07

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
7,159
Written notification about debt
2,223
Took or threatened to take negative or legal action
1,814
False statements or representation
1,336
Communication tactics
725
Cont'd attempts collect debt not owed
176
Electronic communications
139
Threatened to contact someone or share information improperly
82
Disclosure verification of debt
64
Improper contact or sharing of info
11

Where do complaints against Kriya Capital, LLC come from?

Kriya Capital, LLC's own per-state count, not a national baseline.

Top states by complaints against Kriya Capital, LLC

Across 52 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Kriya Capital, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 13,730.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.79912663755458%.

4 peers

Know your rights before responding to Kriya Capital, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.