State complaint profile

Debt collection complaints in South Carolina

28,151 CFPB complaints filed against 1,258 debt collectors active in South Carolina.

Complaints
28,151
Collectors
1,258
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

South Carolina at a glance

South Carolina consumers have filed 28,151 CFPB debt-collection complaints against 1,258 collectors.

28,151
CFPB complaints filed
1,258
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in South Carolina

South Carolina filings are dispersed: the top three collectors hold only 1.2% of 28,151 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from South Carolina residents in this extract is CL Holdings LLC (1.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 2

Sorted by most complaints

Convergent Resources, Inc.

D
115 total complaints ↓ falling

Harris & Harris, Ltd.

D
113 total complaints ↑ rising

Discover Bank

D
109 total complaints ↓ falling

SCA Collections, Inc.

D
108 total complaints ↓ falling

Central Portfolio Control Inc.

D
107 total complaints ↑ rising

BTH Management

D
106 total complaints ↑ rising

Southwest Credit Systems, L.P.

D
104 total complaints → stable

Helvey & Associates, Inc., Warsaw, IN Branch

D
102 total complaints → stable

Regional Management Corporation

D
101 total complaints ↑ rising

Security Credit Services, LLC

D
100 total complaints ↑ rising

W&A Intermediate Co., LLC

F
100 total complaints ↑ rising

American Express Company

D
96 total complaints ↑ rising

Ability Recovery Services, LLC

D
96 total complaints ↑ rising

Aargon Agency, Inc.

F
94 total complaints → stable

Santander Holdings USA, Inc.

F
92 total complaints ↑ rising

Amsher Collection Services, Inc.

D
90 total complaints ↓ falling

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis

F
90 total complaints ↑ rising

Rent Recovery Solutions

F
86 total complaints ↑ rising

Carter-Young, Inc.

F
85 total complaints → stable

Jon Barry and Associates, Inc.

C
84 total complaints ↓ falling

Credit Control, LLC

F
81 total complaints ↑ rising

Nelnet, Inc.

D
81 total complaints ↑ rising

Afni Inc.

D
80 total complaints ↓ falling

Aldous & Associates, PLLC

D
80 total complaints ↑ rising

Credit Central Holdings, LLC

C
80 total complaints ↑ rising

Cavalry Investments, LLC

D
79 total complaints → stable

Debt Recovery Solutions, LLC

D
78 total complaints → stable

Bridgecrest Acceptance Corporation

D
77 total complaints ↑ rising

The Receivable Management Services LLC

D
76 total complaints ↑ rising

Merchants Adjustment Service, Inc.

D
75 total complaints → stable

Consumer Adjustment Company Incorporated

D
73 total complaints → stable

Ally Financial Inc.

D
71 total complaints ↑ rising

Professional Recovery Management

F
71 total complaints ↑ rising

Sequium Asset Solutions, LLC

F
71 total complaints ↑ rising

Financial Data Systems

F
66 total complaints ↓ falling

The Outsource Group, Inc

F
66 total complaints ↓ falling

Servicer under contract with Federal Student Aid

F
65 total complaints ↑ rising

Professional Debt Mediation, Inc.

F
64 total complaints → stable

Source Receivables Management LLC

D
63 total complaints ↑ rising

1st Franklin Financial Corporation

D
62 total complaints ↑ rising

MRS BPO, LLC

D
60 total complaints → stable

Lendmark Financial Services

D
59 total complaints ↑ rising

Possible Financial Inc

F
57 total complaints ↑ rising

Velocity Portfolio Group

D
57 total complaints → stable

AMCOL Systems, Inc.

D
56 total complaints ↓ falling

Global Lending Services LLC

C
56 total complaints ↑ rising

Pmab,LLC

D
56 total complaints ↓ falling

Credit Acceptance Corporation

D
55 total complaints ↑ rising

Enova International, Inc.

D
55 total complaints → stable

Eastern Account Systems of Connecticut, Inc.

D
55 total complaints ↑ rising

If a collector is contacting you in South Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest South Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official South Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with South Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a South Carolina Resident

South Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the South Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.