State complaint profile

Debt collection complaints in South Carolina

28,151 CFPB complaints filed against 1,258 debt collectors active in South Carolina.

Complaints
28,151
Collectors
1,258
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

South Carolina at a glance

South Carolina consumers have filed 28,151 CFPB debt-collection complaints against 1,258 collectors.

28,151
CFPB complaints filed
1,258
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in South Carolina

South Carolina filings are dispersed: the top three collectors hold only 0% of 28,151 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from South Carolina residents in this extract is CL Holdings LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 26

Sorted by most complaints

YSA ARM LLC DBA Oxygen XL

F
1 total complaints ↑ rising

Yes Online Inc

D
1 total complaints ↓ falling

Zenco Collection, LLC

C
1 total complaints ↓ falling

Zions Bancorporation

C
1 total complaints ↓ falling

Zachter PLLC

C
1 total complaints ↓ falling

ZuntaFi Corp

D
1 total complaints ↓ falling

If a collector is contacting you in South Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest South Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official South Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with South Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a South Carolina Resident

South Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the South Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.