This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 16,283 complaints

Transworld Systems Inc - Debt Collector Complaint Profile

CFPB complaint profile across 55 states, reputation grade D.

Complaints by issue type

What consumers report about Transworld Systems Inc

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record transworld-systems-inc Transworld Systems Inc

Grade D · 16,283 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #11 · compose #128

  • VOL 16,283
  • GRADE D
  • 12MO 4,190
  • STATES 55
  • TIMELY 100%
  • DISPUTE 10%
  • ISSUE Attempts to collect debt n…
  • RANK #11
  • COMPOSE #128

Volume peers

Nearest volume peer: National Credit Systems,Inc. (15,649 complaints)

Kriya Capital, LLCKriya Capital, LLC13,730National Credit Systems,Inc.National Credit Systems,Inc.15,649Transworld Systems Inc (this)Transworld Systems Inc (this)16,283Capital ONE Financial CorporationCapital ONE Financial Corpor…17,106I.C. System, Inc.I.C. System, Inc.18,629
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Transworld Systems Inc's 16,283 CFPB complaints sit next to National Credit Systems,Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 16,283 complaints break down

Every complaint issue type on record for Transworld Systems Inc, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
55.1/100
Transworld Systems Inc

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
16,283
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
10%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Steady monthly series

Texas is the plurality state for Transworld Systems Inc (17.9%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 17.9%
Mid-band (15–30%) · 55 states with ≥1 filing
Even monthly load
Peak under 8%
Highest month 2025-10 at 6.7% (65 filings)
Corpus ranks
#11 volume
#128 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Transworld Systems Inc compare to its peers?

How does TRANSWORLD SYSTEMS INC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
TRANSWORLD SYSTEMS INC National average
Complaints (last 12 mo)lower is better
4,190
5,697
268
Timely-response ratehigher is better
100%
98%
91%
Consumer-dispute ratelower is better
10%
25%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Transworld Systems Inc a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 80%85%90%95%100%105% 0%5%10%15%20%25%30% Timely response rate (%) Dispute rate (%) Transworld Systems Inc vs. 10 similar-volume peers, by response speed and dispute rate Transworld Systems IncNational Credit Systems,Inc.CAPITAL ONE FINANCIAL CORPORATIONI.C. System, Inc.Kriya Capital, LLCSYNCHRONY FINANCIALCITIBANK, N.A.CCS Financial Services, Inc.ERCBread Financial Holdings, Inc.CAINE & WEINER COMPANY, INC.
Source: CFPB Consumer Complaint Database

Transworld Systems Inc's complaint volume in context

Transworld Systems Inc vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

16,283 Top 1% higher than 100% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Transworld Systems Inc 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
6,926
Written notification about debt
2,923
False statements or representation
1,926
Took or threatened to take negative or legal action
1,576
Cont'd attempts collect debt not owed
1,045
Communication tactics
1,009
Disclosure verification of debt
431
Threatened to contact someone or share information improperly
156
Electronic communications
148
Improper contact or sharing of info
96

Where do complaints against Transworld Systems Inc come from?

Transworld Systems Inc's own per-state count, not a national baseline.

Top states by complaints against Transworld Systems Inc

Across 55 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Transworld Systems Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 16,283.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.93331110370124%.

4 peers

Know your rights before responding to Transworld Systems Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.