What is the most common complaint against Accredited Collection Service, Inc.?

The most common issue consumers report about Accredited Collection Service, Inc. is "Took or threatened to take negative or legal action", specifically "Didn't receive enough information to verify debt". This is based on 43 complaints filed with the CFPB.

Are complaints against Accredited Collection Service, Inc. increasing or decreasing?

Complaints against Accredited Collection Service, Inc. have been stable. The company received 11 complaints in the last 12 months.

What is Accredited Collection Service, Inc.'s reputation grade?

Accredited Collection Service, Inc. has a reputation grade of C (score: 57.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Accredited Collection Service, Inc. respond to consumer complaints?

Accredited Collection Service, Inc. has a 86% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.

In how many states does Accredited Collection Service, Inc. operate?

Accredited Collection Service, Inc. has received CFPB complaints from consumers in 11 states, with the most complaints from Nebraska (29 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Accredited Collection Service, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

11
Attempts to collect debt not owed

8
Communication tactics

7
Written notification about debt

6
False statements or representation

3
Cont'd attempts collect debt not owed

3

Data updated September 2026

CFPB complaint disposition

CCDB record accredited-collection-service-inc Accredited Collection Service, Inc.

Grade C · 43 CFPB filings · 86% timely · lead issue: Took or threatened to take negative or legal action · vol #1293 · compose #2932

VOL 43
GRADE C
12MO 11
STATES 11
TIMELY 86%
DISPUTE 18%
ISSUE Took or threatened to take…
RANK #1,293
COMPOSE #2,932

Volume peers

Nearest volume peer: Access Credit Management, Inc. (43 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Accredited Collection Service, Inc.'s 43 CFPB complaints sit next to Access Credit Management, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

67.4% of Accredited Collection Service, Inc.'s CFPB filings land in Nebraska

High volume does not equal a clean composite: Accredited Collection Service, Inc. is volume #1,293 but composite #2,932, while Nebraska dominates the geography. Corpus placement method.

Dominant state: Nebraska 67.4%; 29 of 43 filings · 11 states touched
Spike month: 2015-05 41.7%; 10 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,293 volume; #2,932 composite; Cleanest-composite ladder is 1,639 places worse than volume

How does Accredited Collection Service, Inc. compare to its peers?

How does Accredited Collection Service, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Accredited Collection … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

86%

87%

91%

Consumer-dispute ratelower is better

18%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-05 2015-10

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	11
Attempts to collect debt not owed	8
Communication tactics	7
Written notification about debt	6
False statements or representation	3
Cont'd attempts collect debt not owed	3
Disclosure verification of debt	2
Improper contact or sharing of info	2
Taking/threatening an illegal action	1

Where do complaints against Accredited Collection Service, Inc. come from?

Accredited Collection Service, Inc.'s own per-state count, not a national baseline.

Nebraska

29
Iowa

4
Missouri

2
Colorado

1
Florida

1
Louisiana

1
Massachusetts

1
New Jersey

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Accredited Collection Service, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 43.

4 peers

Know your rights before responding to Accredited Collection Service, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.