State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 19

Sorted by most complaints

Collections USA, Inc.

D
1 total complaints → stable

Commerce Bank

B
1 total complaints ↑ rising

CRE Credit Services

F
1 total complaints ↓ falling

Credico. Inc

D
1 total complaints ↓ falling

CSO Financial

D
1 total complaints ↓ falling

Caddis Funding, LLC

C
1 total complaints ↓ falling

Cade Investments LLC

D
1 total complaints ↓ falling

California Business Bureau, Inc.

F
1 total complaints ↓ falling

Caneel Capital, LLC

D
1 total complaints ↓ falling

Capital Credit and Collection Service, Inc.

C
1 total complaints ↓ falling

Capital Recovery Corporation

B
1 total complaints → stable

Carvana Group, LLC

D
1 total complaints → stable

Cascade CISS Holdings, LLC

D
1 total complaints ↑ rising

Century Financial Services, Inc.

C
1 total complaints ↓ falling

Certified Direct Solutions

F
1 total complaints ↓ falling

Chainlink Services LLC

D
1 total complaints ↑ rising

Chaplain Financial Services LLC

F
1 total complaints ↓ falling

Check City Partnership, LLC

B
1 total complaints ↓ falling

Check Security Associates, LLC

F
1 total complaints ↓ falling

Citi Management Group, LLC

F
1 total complaints ↓ falling

City Select Auto Sales

A
1 total complaints ↓ falling

Coastal Credit, LLC

C
1 total complaints ↓ falling

Coastal Financial Solutions, LLC

D
1 total complaints ↓ falling

Coastline Financial Resources, LLC

F
1 total complaints ↓ falling

Cohn, Goldberg & Deutsch,LLC

B
1 total complaints ↓ falling

Collection Information Bureau, Inc.

D
1 total complaints ↓ falling

Collection Management Services, Inc.

D
1 total complaints → stable

Compass Recovery Group, LLC

D
1 total complaints ↓ falling

Complete Collection Services, Inc.

A
1 total complaints ↓ falling

Compliant Collection LLC

1 total complaints ↑ rising

Consolidated Recovery Group, LLC

D
1 total complaints ↓ falling

Consumer Collection Management. Inc

F
1 total complaints → stable

Consumer Financial Services

B
1 total complaints ↓ falling

Convergys

C
1 total complaints ↓ falling

Cordoba & Associates

B
1 total complaints ↓ falling

Cornerstone Holdings, Inc.

B
1 total complaints → stable

Cornerstone Mitigation

F
1 total complaints ↓ falling

Credit Adjustments Inc

D
1 total complaints ↓ falling

Credit Bureau Central, Inc (NV)

C
1 total complaints ↓ falling

Credit Counsel, Inc.

C
1 total complaints → stable

Credit Financial Services, lnc

B
1 total complaints ↓ falling

Creditors Bureau Associates

D
1 total complaints → stable

CrossCheck, Inc.

B
1 total complaints ↓ falling

CrossCountry Mortgage LLC

C
1 total complaints ↑ rising

D. Scott Carruthers

F
1 total complaints ↓ falling

D.b.m.e., Inc

B
1 total complaints ↓ falling

DCI Credit Services, Inc.

F
1 total complaints ↓ falling

Debt Credit Services

F
1 total complaints → stable

DFC Global Corp.

D
1 total complaints ↓ falling

Direcmanagement, Inc.

B
1 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.