What is the most common complaint against Coastal Credit, LLC?

The most common issue consumers report about Coastal Credit, LLC is "Took or threatened to take negative or legal action", specifically "Attempted to collect wrong amount". This is based on 37 complaints filed with the CFPB.

Are complaints against Coastal Credit, LLC increasing or decreasing?

Complaints against Coastal Credit, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Coastal Credit, LLC's reputation grade?

Coastal Credit, LLC has a reputation grade of C (score: 58.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Coastal Credit, LLC respond to consumer complaints?

Coastal Credit, LLC has a 78% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Coastal Credit, LLC operate?

Coastal Credit, LLC has received CFPB complaints from consumers in 14 states, with the most complaints from Virginia (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Coastal Credit, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 14 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

8
False statements or representation

6
Improper contact or sharing of info

6
Attempts to collect debt not owed

5
Communication tactics

4
Cont'd attempts collect debt not owed

3

Data updated September 2026

CFPB complaint disposition

CCDB record coastal-credit-llc Coastal Credit, LLC

Grade C · 37 CFPB filings · 78% timely · lead issue: Took or threatened to take negative or legal action · vol #1389 · compose #2531

VOL 37
GRADE C
12MO 0
STATES 14
TIMELY 78%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #1,389
COMPOSE #2,531

Volume peers

Nearest volume peer: Bursey & Associates, P.C. (37 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Coastal Credit, LLC's 37 CFPB complaints sit next to Bursey & Associates, P.C. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Virginia is the plurality state for Coastal Credit, LLC (16.2%)

Volume rank #1,389 and composite rank #2,531 diverge by 1,142 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Virginia 16.2%; Mid-band (15–30%) · 14 states with ≥1 filing
Seasonal peak: 2021-06 12.0%; 8–15% band · 3 filings
Divergent corpus ranks: #1,389 volume; #2,531 composite; Cleanest-composite ladder is 1,142 places worse than volume

How does Coastal Credit, LLC compare to its peers?

How does Coastal Credit, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Coastal Credit, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

78%

100%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-07 2026-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	8
False statements or representation	6
Improper contact or sharing of info	6
Attempts to collect debt not owed	5
Communication tactics	4
Cont'd attempts collect debt not owed	3
Written notification about debt	2
Taking/threatening an illegal action	2
Threatened to contact someone or share information improperly	1

Where do complaints against Coastal Credit, LLC come from?

Coastal Credit, LLC's own per-state count, not a national baseline.

Virginia

6
Florida

5
Ohio

5
California

4
Georgia

4
Delaware

3
Alabama

1
Arizona

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Coastal Credit, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 37.

4 peers

Know your rights before responding to Coastal Credit, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.