What is the most common complaint against Coastline Financial Resources, LLC?

The most common issue consumers report about Coastline Financial Resources, LLC is "Taking/threatening an illegal action", specifically "Threatened to sue on too old debt". This is based on 49 complaints filed with the CFPB.

Are complaints against Coastline Financial Resources, LLC increasing or decreasing?

Complaints against Coastline Financial Resources, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Coastline Financial Resources, LLC's reputation grade?

Coastline Financial Resources, LLC has a reputation grade of F (score: 39.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Coastline Financial Resources, LLC respond to consumer complaints?

Coastline Financial Resources, LLC has a 31% timely response rate to CFPB complaints. Consumers disputed the company's response in 7% of cases.

In how many states does Coastline Financial Resources, LLC operate?

Coastline Financial Resources, LLC has received CFPB complaints from consumers in 18 states, with the most complaints from Florida (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Coastline Financial Resources, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade F.

Compiled by PlainCollector

Taking/threatening an illegal action

20
Communication tactics

9
Improper contact or sharing of info

8
Cont'd attempts collect debt not owed

5
Disclosure verification of debt

4
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record coastline-financial-resources-llc Coastline Financial Resources, LLC

Grade F · 49 CFPB filings · 31% timely · lead issue: Taking/threatening an illegal action · vol #1200 · compose #4952

VOL 49
GRADE F
12MO 0
STATES 18
TIMELY 31%
DISPUTE 7%
ISSUE Taking/threatening an ille…
RANK #1,200
COMPOSE #4,952

Volume peers

Nearest volume peer: Account Recovery Specialists, Inc. (49 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Coastline Financial Resources, LLC's 49 CFPB complaints sit next to Account Recovery Specialists, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Coastline Financial Resources, LLC spreads filings across 18 states - Florida leads at only 12.2%

Despite a broad state map, Coastline Financial Resources, LLC still sits volume #1,200 against composite #4,952 - the two RankMaps diverge by 3,752 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 12.2% across 18 states
Spike month: 2026-02 20.7%; 6 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,200 volume; #4,952 composite; Cleanest-composite ladder is 3,752 places worse than volume

How does Coastline Financial Resources, LLC compare to its peers?

How does Coastline Financial Resources, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Coastline Financial Re… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

31%

100%

91%

Consumer-dispute ratelower is better

13%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-05 2026-03

Issue Detail Breakdown

Issue	Complaints
Taking/threatening an illegal action	20
Communication tactics	9
Improper contact or sharing of info	8
Cont'd attempts collect debt not owed	5
Disclosure verification of debt	4
Took or threatened to take negative or legal action	1
False statements or representation	1
Threatened to contact someone or share information improperly	1

Where do complaints against Coastline Financial Resources, LLC come from?

Coastline Financial Resources, LLC's own per-state count, not a national baseline.

Florida

6
Texas

6
California

5
Georgia

5
New York

4
Ohio

4
Pennsylvania

3
Tennessee

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Coastline Financial Resources, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 49.

4 peers

Know your rights before responding to Coastline Financial Resources, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.