This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade B 30 complaints

Capital Recovery Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 16 states, reputation grade B.

Complaints by issue type

What consumers report about Capital Recovery Corporation

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record capital-recovery-corporation Capital Recovery Corporation

Grade B · 30 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed

  • VOL 30
  • GRADE B
  • 12MO 7
  • STATES 16
  • TIMELY 97%
  • DISPUTE 20%
  • ISSUE Attempts to collect debt n…
  • RANK #1,531
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Atlantic Collection Agency, Inc. (30 complaints)

Atlantic Collection Agency, Inc.Atlantic Collection Agency, …30Collection at Law, Inc. A.P.C.Collection at Law, Inc. A.P.…30Credit One LLCCredit One LLC30Firstbank Puerto RicoFirstbank Puerto Rico30Capital Recovery Corporation (this)Capital Recovery Corporation…30
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Capital Recovery Corporation's 30 CFPB complaints sit next to Atlantic Collection Agency, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 30 complaints break down

Every complaint issue type on record for Capital Recovery Corporation, not just the top ones shown above.

Reputation score breakdown

B
Composite reputation score
61.8/100
Capital Recovery Corporation

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
30
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
97%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
20%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

30.0% of Capital Recovery Corporation's CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
California 30.0%
9 of 30 filings · 16 states touched
Seasonal peak
2025-02 11.6%
8–15% band · 8 filings
Corpus ranks
#1,531 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Capital Recovery Corporation compare to its peers?

How does Capital Recovery Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Capital Recovery Corporation National average
Complaints (last 12 mo)lower is better
7
8
268
Timely-response ratehigher is better
97%
100%
91%
Consumer-dispute ratelower is better
20%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Capital Recovery Corporation a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 40%60%80%100%120% 10%20%30%40%50%60% Timely response rate (%) Dispute rate (%) Capital Recovery Corporation vs. 8 similar-volume peers, by response speed and dispute rate Capital Recovery CorporationCollection at Law, Inc. A.P.C.Credit One LLCFIRSTBANK PUERTO RICOGreystone Alliance LLCHIGHLAND FINANCIAL SERVICES (Closed)INTEGRAL RECOVERIES, INC.Jenkins, Wagnon & Young, P.C.Law Office of Linda Strumpf
Source: CFPB Consumer Complaint Database

Capital Recovery Corporation's complaint volume in context

Capital Recovery Corporation vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

30 72nd percentile higher than 72% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). This entry sits in this band. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Capital Recovery Corporation 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2023-12 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
14
Written notification about debt
5
Electronic communications
4
False statements or representation
3
Cont'd attempts collect debt not owed
2
Communication tactics
1
Improper contact or sharing of info
1

Where do complaints against Capital Recovery Corporation come from?

Capital Recovery Corporation's own per-state count, not a national baseline.

Top states by complaints against Capital Recovery Corporation

Across 16 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Capital Recovery Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 30.

4 peers

Know your rights before responding to Capital Recovery Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.