What is the most common complaint against Debt Credit Services?

The most common issue consumers report about Debt Credit Services is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 10 complaints filed with the CFPB.

Are complaints against Debt Credit Services increasing or decreasing?

Complaints against Debt Credit Services have been stable. The company received 2 complaints in the last 12 months.

What is Debt Credit Services's reputation grade?

Debt Credit Services has a reputation grade of F (score: 39.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Debt Credit Services respond to consumer complaints?

Debt Credit Services has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Debt Credit Services operate?

Debt Credit Services has received CFPB complaints from consumers in 7 states, with the most complaints from Ohio (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Debt Credit Services - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

4
Written notification about debt

2
Took or threatened to take negative or legal action

1
False statements or representation

1
Communication tactics

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record debt-credit-services Debt Credit Services

Grade F · 10 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #2488 · compose #4942

VOL 10
GRADE F
12MO 2
STATES 7
TIMELY 0%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #2,488
COMPOSE #4,942

Volume peers

Nearest volume peer: 208 Capital Holdings LLC (10 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Debt Credit Services's 10 CFPB complaints sit next to 208 Capital Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

40.0% of Debt Credit Services's CFPB filings land in Ohio

High volume does not equal a clean composite: Debt Credit Services is volume #2,488 but composite #4,942, while Ohio dominates the geography. Corpus placement method.

Dominant state: Ohio 40.0%; 4 of 10 filings · 7 states touched
Spike month: 2025-06 40.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,488 volume; #4,942 composite; Cleanest-composite ladder is 2,454 places worse than volume

How does Debt Credit Services compare to its peers?

How does DEBT CREDIT SERVICES compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

DEBT CREDIT SERVICES National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

89%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-12 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	4
Written notification about debt	2
Took or threatened to take negative or legal action	1
False statements or representation	1
Communication tactics	1
Cont'd attempts collect debt not owed	1

Where do complaints against Debt Credit Services come from?

Debt Credit Services's own per-state count, not a national baseline.

Ohio

4
Arizona

1
Georgia

1
New Jersey

1
North Carolina

1
Pennsylvania

1
Wisconsin

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Debt Credit Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 10.

4 peers

Know your rights before responding to Debt Credit Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.