State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 20

Sorted by most complaints

DRB-40, LLC

C
1 total complaints ↑ rising

DSR Holdings Group, LLC

F
1 total complaints → stable

Dynamic Recovery Services, Inc.

F
1 total complaints ↓ falling

Debt Restoration Services

D
1 total complaints ↓ falling

Debtsy Holdings, Inc.

C
1 total complaints ↓ falling

Delmarva Collections, Inc.

C
1 total complaints ↓ falling

Denovus Corporation, Ltd.

B
1 total complaints ↓ falling

Digital Currency Group Inc

F
1 total complaints ↓ falling

Doyle & Hoefs, LLC

C
1 total complaints ↓ falling

DriveTime

C
1 total complaints → stable

Duane Morris LLP

B
1 total complaints ↓ falling

E Mortgage Capital, Inc.

A
1 total complaints ↓ falling

Eazzy Consulting Group, Inc

A
1 total complaints ↓ falling

ECredable

F
1 total complaints ↓ falling

EIC Enterprises

B
1 total complaints ↓ falling

EMCC Holdings, LLC

C
1 total complaints ↓ falling

EMG Acquisition Group, LLC

B
1 total complaints ↓ falling

Euler Hermes UMA, Inc.

C
1 total complaints ↓ falling

Eagle Accounts Group, Inc.

C
1 total complaints ↓ falling

Earnest Inc.

C
1 total complaints → stable

Easier Funding, LLC

F
1 total complaints → stable

Efficient Recovery Services, LLC

A
1 total complaints ↓ falling

Eisenberg, Gold & Agrawal, P.C.

A
1 total complaints ↑ rising

Element Global Services

C
1 total complaints ↓ falling

Elite Financial Services, Inc.

D
1 total complaints ↓ falling

Emerald Canyon Capital, LLC

C
1 total complaints ↓ falling

Emergent Business Group, Inc.

D
1 total complaints ↓ falling

Equitable Acceptance Corp

B
1 total complaints ↓ falling

Erin Capital Management, LLC

D
1 total complaints ↓ falling

Essential Lending Inc

F
1 total complaints ↑ rising

Esser, James & Associates

C
1 total complaints ↓ falling

Estate Information Services, LLC

C
1 total complaints ↓ falling

FCI Lender Services Inc.

F
1 total complaints ↓ falling

First Advantage Corporation

F
1 total complaints ↑ rising

First American Acceptance Co., LLC

B
1 total complaints ↓ falling

First Citizens Bancshares, Inc.

B
1 total complaints → stable

First Heritage Credit LLC

C
1 total complaints ↓ falling

FTA Financial LLC

C
1 total complaints ↓ falling

Fair Capital

D
1 total complaints ↑ rising

Fairway Holdings, LLC

B
1 total complaints ↓ falling

Featured Mediation, LLC

C
1 total complaints ↓ falling

Federated Law Group

C
1 total complaints ↓ falling

Figure Technologies, Inc

C
1 total complaints ↑ rising

Filings and Claims Inc.

B
1 total complaints ↓ falling

FinCo Services Inc DBA Current

D
1 total complaints ↑ rising

Finance System of Richmond, Inc.

C
1 total complaints ↑ rising

Finance of America Holdings LLC

A
1 total complaints ↓ falling

Financial Asset Resolution, LLC

F
1 total complaints ↓ falling

Financial Network Recovery Inc

B
1 total complaints ↑ rising

First Associates Loan Servicing LLC

C
1 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.