State complaint profile

Debt collection complaints in Montana

1,286 CFPB complaints filed against 357 debt collectors active in Montana.

Complaints
1,286
Collectors
357
Top collector
Centron Services

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Montana at a glance

Montana consumers have filed 1,286 CFPB debt-collection complaints against 357 collectors.

1,286
CFPB complaints filed
357
collectors active here
#1
most-complained: Centron Services

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Montana

Montana filings are dispersed: the top three collectors hold only 13.9% of 1,286 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Montana residents in this extract is Centron Services (13.9% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Most-complained-about collectors in Montana

By complaints filed from this state

complaints

What this shows These eight collectors draw the most complaints from Montana residents, usually national bureaus and large debt buyers operating in every state.

Source CFPB Consumer Complaint Database

Where Montana's 1,286 complaints concentrate

Top-three collectors vs the rest of this state's filings

complaints

What this shows The top three names account for 13.9% of Montana filings in this extract, a state-specific concentration cut, not a national grade curve.

Source CFPB Consumer Complaint Database

Active Debt Collectors

Sorted by most complaints

Centron Services

C
66 total complaints ↓ falling

CB1, Inc.

D
59 total complaints ↓ falling

Encore Capital Group Inc.

D
54 total complaints ↑ rising

Collection Bureau Services, Inc.

D
41 total complaints ↓ falling

Portfolio Recovery Associates, LLC

D
40 total complaints ↑ rising

CL Holdings LLC

C
39 total complaints ↑ rising

Resurgent Capital Services L.P.

D
37 total complaints ↑ rising

Capital ONE Financial Corporation

D
25 total complaints → stable

Transworld Systems Inc

D
22 total complaints → stable

Citibank, N.a.

D
19 total complaints → stable

Bread Financial Holdings, Inc.

C
17 total complaints ↑ rising

Collection Professionals, Inc.

D
16 total complaints ↑ rising

Credit Associates, Inc. (MO)

C
16 total complaints ↓ falling

Experian Information Solutions Inc.

D
16 total complaints ↑ rising

Navient Solutions, LLC.

D
16 total complaints ↓ falling

Synchrony Financial

D
16 total complaints → stable

ERC

D
14 total complaints ↓ falling

CCS Financial Services, Inc.

F
13 total complaints ↑ rising

DCI Credit Services, Inc.

F
13 total complaints ↓ falling

LPH, Inc.

D
12 total complaints → stable

Bank of America, National Association

D
11 total complaints → stable

I.C. System, Inc.

C
11 total complaints ↑ rising

Wells Fargo & Company

D
11 total complaints ↑ rising

Equifax, Inc.

D
10 total complaints ↑ rising

Jpmorgan Chase & Co.

D
10 total complaints ↑ rising

Kriya Capital, LLC

D
10 total complaints ↑ rising

Afni Inc.

D
9 total complaints ↓ falling

MRS BPO, LLC

D
9 total complaints → stable

Rodenburg LLP

D
9 total complaints → stable

Transunion Intermediate Holdings, Inc.

D
9 total complaints ↑ rising

American Express Company

D
8 total complaints ↑ rising

Convergent Resources, Inc.

D
8 total complaints ↓ falling

Spring Oaks Capital, LLC

F
8 total complaints ↑ rising

The CBE Group, Inc.

D
8 total complaints → stable

Ally Financial Inc.

D
7 total complaints ↑ rising

Caine & Weiner Company, Inc.

D
7 total complaints ↑ rising

Cavalry Investments, LLC

D
7 total complaints → stable

Fair Collections & Outsourcing, Inc.

D
7 total complaints ↑ rising

General Motors Financial Company, Inc.

D
7 total complaints ↑ rising

Affirm Holdings, Inc

F
6 total complaints ↑ rising

American Coradius International LLC

D
6 total complaints ↓ falling

OneMain Finance Corporation

F
6 total complaints ↑ rising

Patient Accounting Service Center

D
6 total complaints → stable

Radius Global Solutions LLC

D
6 total complaints ↑ rising

Rausch Sturm LLP

F
6 total complaints ↑ rising

Sequium Asset Solutions, LLC

F
6 total complaints ↑ rising

Smith Law Firm, P.C.

B
6 total complaints ↓ falling

Stellar Recovery, Inc.

D
6 total complaints ↓ falling

TD Bank US Holding Company

D
6 total complaints ↑ rising

U.s. Bancorp

D
6 total complaints ↓ falling

If a collector is contacting you in Montana

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Montana slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Montana

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Montana Resident

With only 1,286 Montana filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Montana AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.