State complaint profile

Debt collection complaints in Montana

1,286 CFPB complaints filed against 357 debt collectors active in Montana.

Complaints
1,286
Collectors
357
Top collector
Centron Services

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Montana at a glance

Montana consumers have filed 1,286 CFPB debt-collection complaints against 357 collectors.

1,286
CFPB complaints filed
357
collectors active here
#1
most-complained: Centron Services

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Montana

Montana filings are dispersed: the top three collectors hold only 0.2% of 1,286 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Montana residents in this extract is Centron Services (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

United Check Recovery Bureau, Inc.

C
1 total complaints → stable

United Collection Bureau, Inc.

D
1 total complaints → stable

United PanAm Financial Corp.

C
1 total complaints ↑ rising

Upstart Holdings, Inc.

F
1 total complaints ↑ rising

VW Credit

C
1 total complaints ↑ rising

Vengroff Williams, Inc

D
1 total complaints ↓ falling

Windham Professionals, Inc.

D
1 total complaints ↓ falling

If a collector is contacting you in Montana

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Montana slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Montana

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Montana Resident

With only 1,286 Montana filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Montana AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.