What is the most common complaint against LPH, Inc.?

The most common issue consumers report about LPH, Inc. is "Written notification about debt", specifically "Not given enough info to verify debt". This is based on 21 complaints filed with the CFPB.

Are complaints against LPH, Inc. increasing or decreasing?

Complaints against LPH, Inc. have been stable. The company received 5 complaints in the last 12 months.

What is LPH, Inc.'s reputation grade?

LPH, Inc. has a reputation grade of D (score: 55.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does LPH, Inc. respond to consumer complaints?

LPH, Inc. has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does LPH, Inc. operate?

LPH, Inc. has received CFPB complaints from consumers in 8 states, with the most complaints from Montana (12 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

LPH, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade D.

Compiled by PlainCollector

Written notification about debt

4
Took or threatened to take negative or legal action

4
Attempts to collect debt not owed

3
False statements or representation

3
Cont'd attempts collect debt not owed

3
Disclosure verification of debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record lph-inc LPH, Inc.

Grade D · 21 CFPB filings · 95% timely · lead issue: Written notification about debt · vol #1859 · compose #3195

VOL 21
GRADE D
12MO 5
STATES 8
TIMELY 95%
DISPUTE 50%
ISSUE Written notification about…
RANK #1,859
COMPOSE #3,195

Volume peers

Nearest volume peer: A & E Futures LLC (21 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

LPH, Inc.'s 21 CFPB complaints sit next to A & E Futures LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

57.1% of LPH, Inc.'s CFPB filings land in Montana

High volume does not equal a clean composite: LPH, Inc. is volume #1,859 but composite #3,195, while Montana dominates the geography. Corpus placement method.

Dominant state: Montana 57.1%; 12 of 21 filings · 8 states touched
Spike month: 2018-06 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,859 volume; #3,195 composite; Cleanest-composite ladder is 1,336 places worse than volume

How does LPH, Inc. compare to its peers?

How does LPH, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

LPH, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-06 2019-09

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	4
Took or threatened to take negative or legal action	4
Attempts to collect debt not owed	3
False statements or representation	3
Cont'd attempts collect debt not owed	3
Disclosure verification of debt	2
Communication tactics	1
Threatened to contact someone or share information improperly	1

Where do complaints against LPH, Inc. come from?

LPH, Inc.'s own per-state count, not a national baseline.

Montana

12
Nevada

2
California

1
Idaho

1
Missouri

1
New York

1
Oregon

1
Pennsylvania

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for LPH, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 21.

4 peers

Know your rights before responding to LPH, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.