This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Smith Law Firm, P.C. - Debt Collector Complaint Profile
CFPB complaint profile across 3 states, reputation grade B.
Complaints by issue type
What consumers report about Smith Law Firm, P.C.
- Taking/threatening an illegal action
Taking/threatening an illegal action
2 complaints
- Written notification about debt
Written notification about debt
1 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
1 complaints
- False statements or representation
False statements or representation
1 complaints
- Communication tactics
Communication tactics
1 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record smith-law-firm-pc Smith Law Firm, P.C.
Grade B · 8 CFPB filings · 100% timely · lead issue: Taking/threatening an illegal action
- VOL 8
- GRADE B
- 12MO 0
- STATES 3
- TIMELY 100%
- DISPUTE 20%
- ISSUE Taking/threatening an ille…
- RANK #2,751
- COMPOSE Not ranked
Volume peers
Nearest volume peer: A+ Loans, Inc. (8 complaints)
Smith Law Firm, P.C.'s 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
How the 8 complaints break down
Every complaint issue type on record for Smith Law Firm, P.C., not just the top ones shown above.
Reputation score breakdown
Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.
State-heavy filing map
75.0% of Smith Law Firm, P.C.'s CFPB filings land in Montana
Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.
- Dominant state
- Montana 75.0%
- 6 of 8 filings · 3 states touched
- Spike month
- 2015-08 16.7%
- 2 filings that month · spiky (≥15% of series)
- Corpus ranks
- #2,751 volume
- Composite not ranked (fewer than 200 complaints)
- Volume rank among 5,420 collectors
How does Smith Law Firm, P.C. compare to its peers?
Source: CFPB Consumer Complaint Database.
Response speed vs. dispute rate, among similar-volume collectors
Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Smith Law Firm, P.C. a lower dispute rate.
Smith Law Firm, P.C.'s complaint volume in context
Smith Law Firm, P.C. vs all collectors by complaint volume
Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)
8 49th percentile higher than 49% of 5,420 collectors
Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source CFPB Consumer Complaint Database · September 2026
Complaint Trend (24 months)
Falling ↓Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | |
| Written notification about debt | |
| Took or threatened to take negative or legal action | |
| False statements or representation | |
| Communication tactics | |
| Cont'd attempts collect debt not owed | |
| Disclosure verification of debt | |
Where do complaints against Smith Law Firm, P.C. come from?
Smith Law Firm, P.C.'s own per-state count, not a national baseline.
Top states by complaints against Smith Law Firm, P.C.
Across 3 states with at least one filing
- Montana
Montana
6 complaints
- New Jersey 1
New Jersey
1 complaints
- Virginia 1
Virginia
1 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for Smith Law Firm, P.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 8.
Know your rights before responding to Smith Law Firm, P.C.: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |