What is the most common complaint against Smith Law Firm, P.C.?

The most common issue consumers report about Smith Law Firm, P.C. is "Taking/threatening an illegal action", specifically "Sued you without properly notifying you of lawsuit". This is based on 8 complaints filed with the CFPB.

Are complaints against Smith Law Firm, P.C. increasing or decreasing?

Complaints against Smith Law Firm, P.C. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Smith Law Firm, P.C.'s reputation grade?

Smith Law Firm, P.C. has a reputation grade of B (score: 70.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Smith Law Firm, P.C. respond to consumer complaints?

Smith Law Firm, P.C. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Smith Law Firm, P.C. operate?

Smith Law Firm, P.C. has received CFPB complaints from consumers in 3 states, with the most complaints from Montana (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Smith Law Firm, P.C. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

Taking/threatening an illegal action

2
Written notification about debt

1
Took or threatened to take negative or legal action

1
False statements or representation

1
Communication tactics

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record smith-law-firm-pc Smith Law Firm, P.C.

Grade B · 8 CFPB filings · 100% timely · lead issue: Taking/threatening an illegal action · vol #2751 · compose #1220

VOL 8
GRADE B
12MO 0
STATES 3
TIMELY 100%
DISPUTE 20%
ISSUE Taking/threatening an ille…
RANK #2,751
COMPOSE #1,220

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Smith Law Firm, P.C.'s 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

75.0% of Smith Law Firm, P.C.'s CFPB filings land in Montana

High volume does not equal a clean composite: Smith Law Firm, P.C. is volume #2,751 but composite #1,220, while Montana dominates the geography. Corpus placement method.

Dominant state: Montana 75.0%; 6 of 8 filings · 3 states touched
Spike month: 2015-08 16.7%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,751 volume; #1,220 composite; Cleanest-composite ladder is 1,531 places better than volume

How does Smith Law Firm, P.C. compare to its peers?

How does Smith Law Firm, P.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Smith Law Firm, P.C. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

88%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-09 2025-08

Issue Detail Breakdown

Issue	Complaints
Taking/threatening an illegal action	2
Written notification about debt	1
Took or threatened to take negative or legal action	1
False statements or representation	1
Communication tactics	1
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1

Where do complaints against Smith Law Firm, P.C. come from?

Smith Law Firm, P.C.'s own per-state count, not a national baseline.

Montana

6
New Jersey

1
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Smith Law Firm, P.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to Smith Law Firm, P.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.