What is the most common complaint against Convergent Resources, Inc.?

The most common issue consumers report about Convergent Resources, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 7,686 complaints filed with the CFPB.

Are complaints against Convergent Resources, Inc. increasing or decreasing?

Complaints against Convergent Resources, Inc. are falling. The company received 38 complaints in the last 12 months, showing improvement over prior periods.

What is Convergent Resources, Inc.'s reputation grade?

Convergent Resources, Inc. has a reputation grade of D (score: 53.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Convergent Resources, Inc. respond to consumer complaints?

Convergent Resources, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 12% of cases.

In how many states does Convergent Resources, Inc. operate?

Convergent Resources, Inc. has received CFPB complaints from consumers in 53 states, with the most complaints from Florida (898 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Convergent Resources, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 53 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

3,386
Written notification about debt

1,310
Cont'd attempts collect debt not owed

1,222
False statements or representation

528
Communication tactics

441
Disclosure verification of debt

392

Data updated September 2026

CFPB complaint disposition

CCDB record convergent-resources-inc Convergent Resources, Inc.

Grade D · 7,686 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #22 · compose #3560

VOL 7,686
GRADE D
12MO 38
STATES 53
TIMELY 100%
DISPUTE 12%
ISSUE Attempts to collect debt n…
RANK #22
COMPOSE #3,560

Volume peers

Nearest volume peer: Bank of America, National Association (7,681 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Convergent Resources, Inc.'s 7,686 CFPB complaints sit next to Bank of America, National Association on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Convergent Resources, Inc. spreads filings across 53 states - Florida leads at only 11.7%

Despite a broad state map, Convergent Resources, Inc. still sits volume #22 against composite #3,560 - the two RankMaps diverge by 3,538 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 11.7% across 53 states
Even monthly load: Peak under 8%; Highest month 2025-01 at 7.1% (10 filings)
Divergent corpus ranks: #22 volume; #3,560 composite; Cleanest-composite ladder is 3,538 places worse than volume

How does Convergent Resources, Inc. compare to its peers?

How does Convergent Resources, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Convergent Resources, … National average

Complaints (last 12 mo)lower is better

2,111

268

Timely-response ratehigher is better

100%

97%

91%

Consumer-dispute ratelower is better

12%

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	3,386
Written notification about debt	1,310
Cont'd attempts collect debt not owed	1,222
False statements or representation	528
Communication tactics	441
Disclosure verification of debt	392
Took or threatened to take negative or legal action	271
Improper contact or sharing of info	61
Threatened to contact someone or share information improperly	38
Taking/threatening an illegal action	35

Where do complaints against Convergent Resources, Inc. come from?

Convergent Resources, Inc.'s own per-state count, not a national baseline.

Florida

898
California

849
Texas

835
Georgia

587
New York

352
Illinois

350
New Jersey

288
Pennsylvania

285

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Convergent Resources, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 7,686.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.93488735512437%.

4 peers

Know your rights before responding to Convergent Resources, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.