State complaint profile
Debt collection complaints in Maine
1,549 CFPB complaints filed against 373 debt collectors active in Maine.
- Complaints
- 1,549
- Collectors
- 373
- Top collector
- The Thomas Agency, Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Maine at a glance
Maine consumers have filed 1,549 CFPB debt-collection complaints against 373 collectors.
- 1,549
- CFPB complaints filed
- 373
- collectors active here
- #1
- most-complained: The Thomas Agency, Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Maine
Maine filings are dispersed: the top three collectors hold only 17.6% of 1,549 complaints.
Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.
The collector with the most complaints from Maine residents in this extract is The Thomas Agency, Inc. (17.6% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in Maine
By complaints filed from this state
- The Thomas Agency, Inc.
The Thomas Agency, Inc.
137 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
71 complaints
- Encore Capital Group Inc.
Encore Capital Group Inc.
65 complaints
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
55 complaints
- CL Holdings LLC 38
CL Holdings LLC
38 complaints
- Synchrony Financial 37
Synchrony Financial
37 complaints
- Transworld Systems Inc 29
Transworld Systems Inc
29 complaints
- ERC 28
ERC
28 complaints
What this shows These eight collectors draw the most complaints from Maine residents, usually national bureaus and large debt buyers operating in every state.
Where Maine's 1,549 complaints concentrate
Top-three collectors vs the rest of this state's filings
- The Thomas Agency, Inc 137
The Thomas Agency, Inc.
137 complaints
- Portfolio Recovery Ass 71
Portfolio Recovery Associates, LLC
71 complaints
- Encore Capital Group I 65
Encore Capital Group Inc.
65 complaints
- All other collectors
Remaining collectors in Maine
1,276 complaints
What this shows The top three names account for 17.6% of Maine filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsThe Thomas Agency, Inc.
FPortfolio Recovery Associates, LLC
DEncore Capital Group Inc.
DResurgent Capital Services L.P.
DCL Holdings LLC
CSynchrony Financial
DTransworld Systems Inc
DERC
DCapital ONE Financial Corporation
DCommunity Cash Management Corp.
CConvergent Resources, Inc.
DBank of America, National Association
DI.C. System, Inc.
CPinnacle Credit Services, LLC
DCCS Financial Services, Inc.
FBread Financial Holdings, Inc.
CCavalry Investments, LLC
DCitibank, N.a.
DEquifax, Inc.
DTransunion Intermediate Holdings, Inc.
DSouthwest Credit Systems, L.P.
DExperian Information Solutions Inc.
DJpmorgan Chase & Co.
DNavient Solutions, LLC.
DSunrise Credit Services, Inc
DDiversified Consultants, Inc.
DTD Bank US Holding Company
DLaw Offices Howard Lee Schiff, P.C.
CAmerican Express Company
DPenn Credit Corporation
DReceivables Performance Management, LLC
DT.S. Holdings
FEOS Holdings, Inc.
DHarris & Harris, Ltd.
DKriya Capital, LLC
DMedical Data Systems, Inc.
DRubin & Rothman, LLC
CThe CMI Group, Inc.
DCaine & Weiner Company, Inc.
DCredit Control, LLC
FFair Collections & Outsourcing, Inc.
DHW Holding, Inc
DMRS BPO, LLC
DNational Enterprise Systems, Inc.
DSpring Oaks Capital, LLC
FBarclays Bank Delaware
DCredit Protection Association, L.P.
DDiscover Bank
DEastern Account Systems of Connecticut, Inc.
DFord Motor Credit Co.
DIf a collector is contacting you in Maine
Thin filing books still share the national grade curve - verify before treating a local name as unique.
- Thin state books still share the national grade curve - check the collector's nationwide record, not just this Maine slice. Browse rankings
- Demand written debt validation within 30 days of first contact. Validation letter
- With few local filings, peer-state profiles are the fastest context check before escalating. All states
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Maine
- The Thomas Agency, Inc. Leads Maine complaint volume in this extract
- Puerto Rico complaint profile Nearest volume peer (1,454 complaints)
- North Dakota complaint profile Nearest volume peer (1,316 complaints)
- States by complaint volume Maine is thin on absolute volume - compare denser peers before ranking
- How reputation grades work Small counts still sit on the same national grade curve
- Compare collectors side-by-side Check response rates for the agencies contacting Maine residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Maine Resident
With only 1,549 Maine filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Maine AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |